True Bearing Limited

Reference number: 486512

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When amberriver.com first appeared online, and whether it can receive email
  • What kind of line 01257 260011 is, and the other firm that gives it
  • Who else gives the postcode PR7 6TE
Instant PDF download
Other names (8)

If you were contacted under any of these names, it is this firm.

  • Amber River True Bearing Trading name
  • Amber River True Bearing Chartered Financial Planners Trading name
  • True Bearing Investment Solutions Trading name
  • Bread and Butter Advice Former trading name
  • Keswick IFA Former trading name
  • True Bearing Chartered Former trading name
  • True Bearing Chartered Financial Planners Former trading name
  • True Bearing (Knutsford) Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to transactions in investments
  • Managing investments

Limits on what they may do

  • This firm may handle your money in passing but must not hold it, so payments should go to the product provider, never to a personal account.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04806442
Company status
Active
Company type
Private limited company
Incorporated
20 June 2003 (23 years old)
Registered office
Second Floor, Assurance House Chorley Business & Technology Centre, East Terrace, Euxton Lane, Chorley, PR7 6TE, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Clarke Director Feb 1968 20 Jun 2003 2 other companies
George Nigel Critchley Director Sep 1955 20 Jun 2003 6 other companies
Mark John O'Neill Director Sep 1972 1 Jul 2003 3 other companies
Susan Peary Director Jan 1965 11 Jun 2013 3 other companies
Helen Catherine Lupton Director Sep 1968 11 Jun 2013 2 other companies
Mary-Anne Bridget Mcintyre Director Jan 1961 1 Mar 2021 33 other companies
Brian Michael Wates Director Jun 1968 15 May 2024 8 other companies
Susan Peary Secretary Not published 22 Jul 2014 –

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
48
closed down
12
went insolvent
1

In the full report: all 48 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 8 on the FCA register
  • The 5 companies these 7 directors run together
  • All 10 people who have ever been directors, with their dates
Instant PDF download

Key dates in its history

True Bearing’s history from the FCA register and Companies House, newest first.

Key events (10) All events (41)

2026

21 July 2026

  • Socium Group Nominee Limited gave up control

Companies House

2022

7 December 2022

  • FCA imposed a requirement (May control but not hold client money)

FCA register

2021

9 September 2021

  • Socium Group Nominee Limited took control (75–100% of shares)

Companies House

29 April 2021

  • Amber River Group Limited took control (75–100% of votes)
  • George Nigel Critchley stopped being a part-owner

Companies House

2016

6 April 2016

  • George Nigel Critchley became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2008

11 November 2008

  • Regulated by the Financial Services Authority from this date

FCA register

10 November 2008

  • Became authorised by the FCA

FCA register

2003

20 June 2003

  • Incorporated at Companies House

Companies House

In the full report: all 41 events

  • All 41 events in its history (10 shown here)
  • Every director appointment and resignation: 16
Instant PDF download

Firms connected to True Bearing

Other FCA-listed firms that share a director, phone number or address with True Bearing. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
3
share its phone number
1

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (3), the same phone number (1), the same postcode (4)
  • Who links each one: the named directors, with dates
  • 5 past links through former directors
Instant PDF download

Firms like True Bearing

Other firms of the same type (investment or fund manager), nearest first.

In Chorley

True Bearing (North West) LimitedChorleyAppointed representative

In the Preston (PR) postcode area

Hedley & Company Stockbrokers LimitedPrestonAuthorisedLondon Stone Securities LtdAshton-on-RibbleAuthorisedTwo10 Investment Services LimitedPrestonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on True Bearing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 48 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 41 events in its history
  • 6 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is True Bearing Limited FCA authorised?
Yes, True Bearing Limited (FRN 486512) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2008 and works as an investment or fund manager. The FCA has placed a limit on what it may do.
What is True Bearing’s phone number and website?
The FCA register lists the phone number 01257 260011 and the website amberriver.com/true-bearing for True Bearing. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is True Bearing a scam or clone?
True Bearing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with True Bearing?
It may control client money but not hold it. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about True Bearing to the Financial Ombudsman Service, free of charge.
Who owns True Bearing?
True Bearing is owned by Amber River Group Limited, which holds 75–100% of votes and can appoint and remove the board, since 29 April 2021. Before that, it was controlled by Mr George Nigel Critchley and Socium Group Nominee Limited.
Who runs True Bearing?
Companies House lists 7 directors of True Bearing: Michael Clarke, George Nigel Critchley, Mark John O'Neill, Susan Peary, Helen Catherine Lupton, Mary-Anne Bridget McIntyre and 1 more.
How long has True Bearing been in business?
The company was formed on 20 June 2003, and has held its current FCA authorisation since November 2008.
Does True Bearing use any other names?
It trades as Amber River True Bearing, Amber River True Bearing Chartered Financial Planners and True Bearing Investment Solutions. It has previously used 5 other names, including Bread and Butter Advice, Keswick IFA and True Bearing Chartered.

Sources and links

The full report on True Bearing Limited

£19.99 · Instant PDF download

Loading secure checkout…