True Mortgage Advice Limited

Reference number: 435787

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • True Mortgage Advice Limited (FRN 435787) is an AR of JULIAN HARRIS ADVISER NETWORK LIMITED (FRN 304155). When you use True Mortgage Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from True Mortgage Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01753 616735

  • Address

    Dorney House, 46-48a High Street, Burnham, SL1 7JP, United Kingdom

In the full report: 2 background checks

  • What kind of line 01753 616735 is
  • Who else gives the postcode SL1 7JP
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Slough Mortgage Centre Trading name: A name it trades under now.
  • Slough Mortgage Centre Ltd Former name: A name it was registered under before.
  • Slough Mortgage Advice Centre Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Julian Harris Adviser Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
13 June 2002 (24 years old)
Registered office
27 Old Gloucester Street, London, WC1N 3AX, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Harvey Antonio Charles Coward Director Dec 1964 13 Jun 2002 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Total equity

£3,298

Up £2,729 from £569

Employees (average)

0

−100% from 1

Owed within a year

£3,436

−5.2% from £3,624

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04460564. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

True Mortgage Advice’s history from the FCA register and Companies House, newest first.

2021

8 August 2021

  • Changed its registered name from "Slough Mortgage Centre Ltd"

FCA register

2017

12 June 2017

  • Harvey Antonio Charles Coward took control (75–100% of shares)

Companies House

2005

19 July 2005

  • Became an appointed representative

FCA register

2002

13 June 2002

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to True Mortgage Advice

Other FCA-listed firms that share a director, phone number or address with True Mortgage Advice. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like True Mortgage Advice

Other firms of the same type (insurance broker), nearest first.

In the Slough (SL) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on True Mortgage Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 8 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is True Mortgage Advice Limited FCA authorised?
True Mortgage Advice Limited (FRN 435787) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for True Mortgage Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. True Mortgage Advice Limited (FRN 435787) is an AR of JULIAN HARRIS ADVISER NETWORK LIMITED (FRN 304155). When you use True Mortgage Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from True Mortgage Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is True Mortgage Advice’s phone number?
The FCA register lists the phone number 01753 616735 for True Mortgage Advice. If you were given different contact details, use these to check with the firm before going any further.
Is True Mortgage Advice a scam or clone?
True Mortgage Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with True Mortgage Advice?
Protection works through Julian Harris Adviser Network Limited, the principal firm responsible for True Mortgage Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns True Mortgage Advice?
Companies House lists one person with significant control of True Mortgage Advice: Harvey Antonio Charles Coward (75–100% of shares).
Who runs True Mortgage Advice?
Companies House lists one director of True Mortgage Advice: Harvey Antonio Charles Coward.
How long has True Mortgage Advice been in business?
The company was formed on 13 June 2002.
What do True Mortgage Advice’s latest accounts show?
Its latest accounts, to 30 June 2025, show total equity of £3,298 (up £2,729 from £569).
Does True Mortgage Advice use any other names?
It trades as Slough Mortgage Centre. It has previously used 2 other names: Slough Mortgage Centre Ltd and Slough Mortgage Advice Centre.

Sources and links

The full report on True Mortgage Advice Limited

£19.99 · Instant PDF download

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