TSFC Student Loans Limited

Reference number: 790289

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3006 8696

  • Address

    9-10 Haymarket, London, SW1Y 4BP, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 3006 8696 is
  • Who else gives the postcode SW1Y 4BP
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Other names (5)

If you were contacted under any of these names, it is this firm.

  • the Student Funding Company Trading name
  • Leg Up Loans Limited Former name
  • Quanta Funding Limited Former name
  • Sayar Ltd Former name
  • Leg Up Loans Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10979223
Company status
Active
Company type
Private limited company
Incorporated
25 September 2017 (9 years old)
Registered office
6th Floor Kings House, 9-10 Haymarket, London, SW1Y 4BP, United Kingdom
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Riaan Jonck Director Mar 1972 4 May 2023 1 other company
Ryan Stuart Harrison Director Nov 1983 30 May 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

−£436k

Down £243k from −£193k

Owed within a year

£482k

+749% from £56.7k

Net assets are negative: on its last balance sheet the company owed £436k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10979223. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

TSFC Student Loans’s history from the FCA register and Companies House, newest first.

Key events (11) All events (22)

2025

29 May 2025

  • Changed its registered name from "SAYAR LTD"

FCA register

2023

2 November 2023

  • Goutham Yogesh Bafna no longer has significant control

Companies House

2019

11 June 2019

  • Changed its registered name from "Quanta Funding Limited"

FCA register

10 January 2019

  • Changed its registered name from "Leg Up Loans Limited"

FCA register

2018

11 October 2018

  • Changed its registered name from "Sayar Ltd"

FCA register

2017

14 November 2017

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

25 September 2017

  • Incorporated at Companies House
  • Goutham Yogesh Bafna gained significant control
  • The Student Funding Company Limited took control (75–100% of shares)

Companies House

In the full report: all 22 events

  • All 22 events in its history (11 shown here)
  • Every director appointment and resignation: 6
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Firms connected to TSFC Student Loans

Other FCA-listed firms that share a director, phone number or address with TSFC Student Loans. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like TSFC Student Loans

Other firms of the same type (lender), nearest first.

In London

Klarna Financial Services UK LimitedLondonAuthorisedAffirm U.K. LimitedLondonAuthorisedGlaxosmithkline Services UnlimitedLondonAuthorisedGoldsmiths University of LondonLondonAuthorisedPershing Securities LimitedLondonAuthorisedClydesdale Financial Services LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on TSFC Student Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 22 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is TSFC Student Loans Limited FCA authorised?
Yes, TSFC Student Loans Limited (FRN 790289) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2017 and works as a lender. The FCA has placed a limit on what it may do.
What is TSFC Student Loans’ phone number?
The FCA register lists the phone number 020 3006 8696 for TSFC Student Loans. If you were given different contact details, use these to check with the firm before going any further.
Is TSFC Student Loans a scam or clone?
TSFC Student Loans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with TSFC Student Loans?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how TSFC Student Loans handles your money, so check the specific product before you commit. You can also refer complaints about TSFC Student Loans to the Financial Ombudsman Service, free of charge.
Who owns TSFC Student Loans?
TSFC Student Loans is owned by The Student Funding Company Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 25 September 2017. Before that, it was controlled by Mr Goutham Yogesh Bafna.
Who runs TSFC Student Loans?
Companies House lists 2 directors of TSFC Student Loans: Riaan Jonck and Ryan Stuart Harrison.
How long has TSFC Student Loans been in business?
The company was formed on 25 September 2017, and has held its current FCA authorisation since November 2017.
What do TSFC Student Loans’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£436k (down £243k from −£193k).
Does TSFC Student Loans use any other names?
It trades as the Student Funding Company. It has previously used 4 other names, including Leg Up Loans Limited, Quanta Funding Limited and Sayar Ltd.

Sources and links

The full report on TSFC Student Loans Limited

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