Turnberry Financial Planning Ltd

Reference number: 512569

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When turnberryfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01604 622377 is
  • Who else gives the postcode NN1 1JW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Finance 4 All Ltd Former name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05860213
Company status
Active
Company type
Private limited company
Incorporated
28 June 2006 (20 years old)
Registered office
Hazelwood House, St. Giles Street, Northampton, Northamptonshire, NN1 1JW, England
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Pension funding (SIC 65300)
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Ivor Fernandes Director Feb 1972 28 Jun 2006 2 other companies
Julia Fernandes Secretary Not published 28 Jun 2006 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£50.0k

+27% from £39.4k

Employees (average)

0

Same as 0

Owed within a year

£124k

−8.3% from £136k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05860213. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Turnberry Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (7) All events (11)

2016

6 April 2016

  • Ivor Fernandes became a part-owner (25–50% of shares)
  • Julia Fernandes became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

19 August 2011

  • Changed its registered name from "Finance 4 All Ltd"

FCA register

2010

16 April 2010

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2006

28 June 2006

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (7 shown here)
  • Every director appointment and resignation: 1
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Firms like Turnberry Financial Planning

Other firms of the same type (mortgage adviser or broker), nearest first.

In Northampton

1st Premier Finance LtdNorthamptonAuthorisedAlfa Mortgages LimitedNorthamptonAuthorisedDarren FergusonNorthamptonAuthorisedMarsha MooreNorthamptonAuthorisedMortgages and Life LimitedNorthamptonAuthorisedNorthants MortgagesNorthamptonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Turnberry Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 6 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Turnberry Financial Planning Ltd FCA authorised?
Yes, Turnberry Financial Planning Ltd (FRN 512569) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2010 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Turnberry Financial Planning’s phone number and website?
The FCA register lists the phone number 01604 622377 and the website turnberryfp.co.uk for Turnberry Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Turnberry Financial Planning a scam or clone?
Turnberry Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Turnberry Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Turnberry Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Turnberry Financial Planning?
Companies House lists 2 people with significant control of Turnberry Financial Planning: Mr Ivor Fernandes (25–50% of shares) and Julia Fernandes (25–50% of shares).
Who runs Turnberry Financial Planning?
Companies House lists one director of Turnberry Financial Planning: Ivor Fernandes.
How long has Turnberry Financial Planning been in business?
The company was formed on 28 June 2006, and has held its current FCA authorisation since April 2010.
What do Turnberry Financial Planning’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £50.0k (+27% from £39.4k).
Does Turnberry Financial Planning use any other names?
It has previously used the name Finance 4 All Ltd.

Sources and links

The full report on Turnberry Financial Planning Ltd

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