Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Howden UK Brokers Limited Reference number: 307663 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Tuskerdirect Limited (FRN 486720) is an AR of Howden UK Brokers Limited (FRN 307663). When you use Tuskerdirect's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Tuskerdirect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Building 4, Hatters Lane, Croxley Green Business Park, Watford, Hertfordshire, WD18 8YF, United Kingdom
In the full report: 3 background checks
- When tuskercars.com first appeared online, and whether it can receive email
- What kind of line 0333 400 1010 is
- Who else gives the postcode WD18 8YF
Other names (6)
If you were contacted under any of these names, it is this firm.
- The Car Benefit People Trading name: A name it trades under now.
- Tusker Trading name: A name it trades under now.
- Tuskercars Trading name: A name it trades under now.
- Tuskerdirect Ltd Former name: A name it was registered under before.
- The Teacher Car Scheme Former trading name: A name it used to trade under.
- Tusker. Personal Car Leasing Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Howden UK Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 03864648 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 25 October 1999 (27 years old)
- Registered office
- Building 4 Hatters Lane, Croxley Green Business Park, Watford, Hertfordshire, WD18 8YF, United Kingdom
- Nature of business
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- Renting and leasing of cars and light motor vehicles (SIC 77110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Paul Lawrence Hyne | Director | May 1979 | 21 Feb 2023 | 25 other companies |
| Alan Mark North | Director | Oct 1977 | 21 Feb 2023 | 7 other companies |
| Nicholas Andrew Williams | Director | Jun 1974 | 21 Feb 2023 | 28 other companies |
| Christopher Wisdom | Director | Sep 1982 | 19 Mar 2024 | None |
| David Dermot Hennessey | Secretary | Not published | 9 Mar 2026 | – |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 46
- closed down
- 3
- went insolvent
- 6
In the full report: all 46 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- The 6 that went into liquidation or administration
- The 9 on the FCA register, including one no longer authorised
- The 11 companies these 4 directors run together
- All 29 people who have ever been directors, with their dates
Key dates in its history
Tuskerdirect’s history from the FCA register and Companies House, newest first.
2025
28 October 2025
- Hamsard 3353 Limited gave up control
- Lloyds Bank Asset Finance Limited took control (75–100% of shares)
Companies House
2016
6 April 2016
- Hamsard 3353 Limited took control (75–100% of shares)
Companies House
2015
3 March 2015
- Changed its registered name from "Tuskerdirect Ltd"
FCA register
2008
28 July 2008
- Became an appointed representative
FCA register
1999
25 October 1999
- Incorporated at Companies House
Companies House
In the full report: all 64 events
- All 64 events in its history (6 shown here)
- Every director appointment and resignation: 50
Firms connected to Tuskerdirect
Other FCA-listed firms that share a director, phone number or address with Tuskerdirect. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 8
- share a director
- 8
- past link
- 1
In the full report: all 8 connected firms, named
- How each is linked: shared directors (8)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Tuskerdirect
Other firms of the same type (insurance broker), nearest first.
In Watford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Tuskerdirect
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 46 other companies its directors have run, named
- 3 background checks on its contact details
- All 64 events in its history
- 8 connected firms, named, and who links them
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Frequently asked questions about this firm
Is Tuskerdirect Limited FCA authorised?
What does appointed representative mean for Tuskerdirect?
What is Tuskerdirect’s phone number and website?
Is Tuskerdirect a scam or clone?
Is my money safe with Tuskerdirect?
Who owns Tuskerdirect?
Who runs Tuskerdirect?
How long has Tuskerdirect been in business?
Does Tuskerdirect use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk