Tuskerdirect Limited

Reference number: 486720

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Tuskerdirect Limited (FRN 486720) is an AR of Howden UK Brokers Limited (FRN 307663). When you use Tuskerdirect's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Tuskerdirect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When tuskercars.com first appeared online, and whether it can receive email
  • What kind of line 0333 400 1010 is
  • Who else gives the postcode WD18 8YF
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • The Car Benefit People Trading name: A name it trades under now.
  • Tusker Trading name: A name it trades under now.
  • Tuskercars Trading name: A name it trades under now.
  • Tuskerdirect Ltd Former name: A name it was registered under before.
  • The Teacher Car Scheme Former trading name: A name it used to trade under.
  • Tusker. Personal Car Leasing Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Howden UK Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 October 1999 (27 years old)
Registered office
Building 4 Hatters Lane, Croxley Green Business Park, Watford, Hertfordshire, WD18 8YF, United Kingdom
Nature of business
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Lawrence Hyne Director May 1979 21 Feb 2023 25 other companies
Alan Mark North Director Oct 1977 21 Feb 2023 7 other companies
Nicholas Andrew Williams Director Jun 1974 21 Feb 2023 28 other companies
Christopher Wisdom Director Sep 1982 19 Mar 2024 None
David Dermot Hennessey Secretary Not published 9 Mar 2026 –

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
46
closed down
3
went insolvent
6

In the full report: all 46 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • The 6 that went into liquidation or administration
  • The 9 on the FCA register, including one no longer authorised
  • The 11 companies these 4 directors run together
  • All 29 people who have ever been directors, with their dates
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Key dates in its history

Tuskerdirect’s history from the FCA register and Companies House, newest first.

2025

28 October 2025

  • Hamsard 3353 Limited gave up control
  • Lloyds Bank Asset Finance Limited took control (75–100% of shares)

Companies House

2016

6 April 2016

  • Hamsard 3353 Limited took control (75–100% of shares)

Companies House

2015

3 March 2015

  • Changed its registered name from "Tuskerdirect Ltd"

FCA register

2008

28 July 2008

  • Became an appointed representative

FCA register

1999

25 October 1999

  • Incorporated at Companies House

Companies House

In the full report: all 64 events

  • All 64 events in its history (6 shown here)
  • Every director appointment and resignation: 50
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Firms connected to Tuskerdirect

Other FCA-listed firms that share a director, phone number or address with Tuskerdirect. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
8
share a director
8
past link
1

In the full report: all 8 connected firms, named

  • How each is linked: shared directors (8)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Tuskerdirect

Other firms of the same type (insurance broker), nearest first.

In Watford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Tuskerdirect

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 46 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 64 events in its history
  • 8 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Tuskerdirect Limited FCA authorised?
Tuskerdirect Limited (FRN 486720) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Tuskerdirect?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Tuskerdirect Limited (FRN 486720) is an AR of Howden UK Brokers Limited (FRN 307663). When you use Tuskerdirect's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Tuskerdirect, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Tuskerdirect’s phone number and website?
The FCA register lists the phone number 0333 400 1010 and the website tuskercars.com for Tuskerdirect. If you were given different contact details, use these to check with the firm before going any further.
Is Tuskerdirect a scam or clone?
Tuskerdirect is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Tuskerdirect?
Protection works through Howden UK Brokers Limited, the principal firm responsible for Tuskerdirect's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Tuskerdirect?
Tuskerdirect is owned by Lloyds Bank Asset Finance Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 October 2025. Before that, it was controlled by Hamsard 3353 Limited.
Who runs Tuskerdirect?
Companies House lists 4 directors of Tuskerdirect: Paul Lawrence Hyne, Alan Mark North, Nicholas Andrew Williams and Christopher Wisdom.
How long has Tuskerdirect been in business?
The company was formed on 25 October 1999.
Does Tuskerdirect use any other names?
It trades as The Car Benefit People, Tusker and Tuskercars. It has previously used 3 other names: Tuskerdirect Ltd, The Teacher Car Scheme and Tusker. Personal Car Leasing.

Sources and links

The full report on Tuskerdirect Limited

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