Twismo Financial Planning Limited

Reference number: 464138

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When twismo.co.uk first appeared online, and whether it can receive email
  • What kind of line 01964 551627 is
  • Who else gives the postcode YO25 9AZ
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Making arrangements with a view to transactions in investments
  • Providing basic advice on stakeholder products

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05442109
Company status
Active
Company type
Private limited company
Incorporated
3 May 2005 (21 years old)
Registered office
Fern Cottage, Scorborough, Driffield, North Humberside, YO25 9AZ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Charles Richard Sunter Director Sep 1969 3 May 2005 10 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
7
still active
3

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£71.6k

−7.8% from £77.7k

Employees (average)

1

Same as 1

Owed within a year

£22.2k

+6.2% from £20.9k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05442109. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Twismo Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (5) All events (11)

2016

6 April 2016

  • Charle Richard Sunter took control (75–100% of votes)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

6 September 2007

  • Became authorised by the FCA

FCA register

9 July 2007

  • Regulated by the Financial Services Authority from this date

FCA register

2005

3 May 2005

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Twismo Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Driffield

Gareth CulpanDriffieldAppointed representativeGeorge EnglandDriffieldAppointed representativeStones Wealth LimitedDriffieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Twismo Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Twismo Financial Planning Limited FCA authorised?
Yes, Twismo Financial Planning Limited (FRN 464138) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2007 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Twismo Financial Planning’s phone number and website?
The FCA register lists the phone number 01964 551627 and the website twismo.co.uk for Twismo Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Twismo Financial Planning a scam or clone?
Twismo Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Twismo Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Twismo Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Twismo Financial Planning?
Companies House lists one person with significant control of Twismo Financial Planning: Mr Charle Richard Sunter (75–100% of votes).
Who runs Twismo Financial Planning?
Companies House lists one director of Twismo Financial Planning: Charles Richard Sunter.
How long has Twismo Financial Planning been in business?
The company was formed on 3 May 2005, and has held its current FCA authorisation since September 2007.
What do Twismo Financial Planning’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £71.6k (−7.8% from £77.7k).

Sources and links

The full report on Twismo Financial Planning Limited

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