TY Financial Services Ltd

Reference number: 1029794

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • TY Financial Services Ltd (FRN 1029794) is an AR of HL Partnership Limited (FRN 303397). When you use TY Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from TY Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When tymortgages.co.uk first appeared online, and whether it can receive email
  • What kind of line 07988 555872 is
  • Who else gives the postcode SN2 8YY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • TY Mortgage Services Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 June 2019 (7 years old)
Registered office
14 Jekyll Close Tadpole Garden Village, Swindon, SN25 2TZ, United Kingdom
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Trevor Pascal Dias Director May 1987 28 Jun 2019 None
Yvette Dias Director Jun 1992 28 Jun 2019 None
Lizarda Antonia Nunes Director Apr 1958 28 Jun 2019 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
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Filed accounts and finances

Year to 30 June 2025Micro-entity accountsNot audited

Net assets

£18.7k

−23% from £24.2k

Employees (average)

5

+25% from 4

Owed within a year

£22.0k

+107% from £10.6k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12074718. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

TY Financial Services’s history from the FCA register and Companies House, newest first.

2025

15 March 2025

  • Became an appointed representative

FCA register

2019

28 June 2019

  • Incorporated at Companies House
  • Lizarda Antonia Nunes became a part-owner (25–50% of shares)
  • Trevor Pascal Dias became a part-owner (25–50% of shares)
  • Yvette Dias became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to TY Financial Services

Other FCA-listed firms that share a director, phone number or address with TY Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like TY Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Swindon

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on TY Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 9 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is TY Financial Services Ltd FCA authorised?
TY Financial Services Ltd (FRN 1029794) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for TY Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. TY Financial Services Ltd (FRN 1029794) is an AR of HL Partnership Limited (FRN 303397). When you use TY Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from TY Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is TY Financial Services’ phone number and website?
The FCA register lists the phone number 07988 555872 and the website tymortgages.co.uk for TY Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is TY Financial Services a scam or clone?
TY Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with TY Financial Services?
Protection works through HL Partnership Limited, the principal firm responsible for TY Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns TY Financial Services?
Companies House lists 3 people with significant control of TY Financial Services: Mrs Yvette Dias (25–50% of shares), Mr Trevor Pascal Dias (25–50% of shares) and Ms Lizarda Antonia Nunes (25–50% of shares).
Who runs TY Financial Services?
Companies House lists 3 directors of TY Financial Services: Trevor Pascal Dias, Yvette Dias and Lizarda Antonia Nunes.
How long has TY Financial Services been in business?
The company was formed on 28 June 2019.
What do TY Financial Services’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £18.7k (−23% from £24.2k).
Does TY Financial Services use any other names?
It trades as TY Mortgage Services.

Sources and links

The full report on TY Financial Services Ltd

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