U Drive Cover Limited

Reference number: 615682

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When udrivecover.com first appeared online, and whether it can receive email
  • What kind of line 0333 400 1060 is
  • Who else gives the postcode TW16 6SB
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Udrivecover.com Trading name

FCA permissions and consumer protection

  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08673216
Company status
Active
Company type
Private limited company
Incorporated
3 September 2013 (13 years old)
Registered office
Pilgrim House, Oxford Place, Plymouth, PL1 5AJ
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Stephen Barnard Director Jan 1984 10 Jan 2014 None
Samir Hafeez Awan Director Nov 1989 7 Jan 2019 None
Michelle Louise Berry Director May 1979 7 Jan 2019 None
James Alexander Hanna Director Feb 1975 7 Jan 2019 None
Steven Robert Mcpherson Director Jan 1966 7 Jan 2019 18 other companies
Stefan Tommy Rance Director Nov 1978 1 May 2019 None
James Alexander Hanna Secretary Not published 1 Apr 2021 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
18
closed down
9
is FCA-registered
1

In the full report: all 18 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£489k

+12% from £438k

Cash at bank

£1.93m

−11% from £2.16m

Employees (average)

73

+5.8% from 69

Owed within a year

£3.36m

−12% from £3.82m

No turnover or profit for the year to 31 March 2026: the accounts print them but do not tag them. The last tagged figures are £4.97m turnover and £1.73m profit, for the year to 31 March 2021.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 08673216. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

U Drive Cover’s history from the FCA register and Companies House, newest first.

Key events (8) All events (19)

2026

17 April 2026

  • Minority Venture Partners 19 Limited took control (75–100% of shares)
  • Steven Robert McPherson stopped being the majority owner

Companies House

2023

28 February 2023

  • Stephen Colin Barnard gave up control
  • Steven Robert McPherson became the majority owner (50–75% of shares)

Companies House

2016

6 April 2016

  • Stephen Colin Barnard took control (75–100% of shares)

Companies House

2014

1 May 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

3 September 2013

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (8 shown here)
  • Every director appointment and resignation: 8
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Firms connected to U Drive Cover

Other FCA-listed firms that share a director, phone number or address with U Drive Cover. A link shows who the firm is tied to, not whether either can be trusted.

past link
1

In the full report: all 0 connected firms, named

  • 1 past link through former directors
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Firms like U Drive Cover

Other firms of the same type (insurance broker), nearest first.

In the Twickenham (TW) postcode area

4th Dimension Innovation LimitedEghamAuthorisedA Joyce & Son LtdSheppertonAuthorisedAriss LimitedIsleworthAuthorisedAsurion Europe LimitedBrentfordAuthorisedCommercial and General LimitedTeddingtonAuthorisedEasy Travel & Tours LimitedHounslowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on U Drive Cover

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 18 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history

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Frequently asked questions about this firm

Is U Drive Cover Limited FCA authorised?
Yes, U Drive Cover Limited (FRN 615682) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2014 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is U Drive Cover’s phone number and website?
The FCA register lists the phone number 0333 400 1060 and the website Udrivecover.com for U Drive Cover. If you were given different contact details, use these to check with the firm before going any further.
Is U Drive Cover a scam or clone?
U Drive Cover is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with U Drive Cover?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about U Drive Cover to the Financial Ombudsman Service, free of charge.
Who owns U Drive Cover?
U Drive Cover is owned by Minority Venture Partners 19 Limited, which holds 75–100% of shares and 75–100% of votes, since 17 April 2026. Before that, it was controlled by Mr Stephen Colin Barnard and Mr Steven Robert McPherson.
Who runs U Drive Cover?
Companies House lists 6 directors of U Drive Cover: Andrew Stephen Barnard, Samir Hafeez Awan, Michelle Louise Berry, James Alexander Hanna, Steven Robert McPherson and Stefan Tommy Rance.
How long has U Drive Cover been in business?
The company was formed on 3 September 2013, and has held its current FCA authorisation since May 2014.
What do U Drive Cover’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £489k (+12% from £438k) and cash at bank of £1.93m (−11% from £2.16m).
Does U Drive Cover use any other names?
It trades as Udrivecover.com.

Sources and links

The full report on U Drive Cover Limited

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