UB Cars Ltd

Reference number: 1032592

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ubcarsltd.co.uk first appeared online, and whether it can receive email
  • What kind of line 07525 288662 is
  • Who else gives the postcode RM7 0GW
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14869669
Company status
Active
Company type
Private limited company
Incorporated
15 May 2023 (3 years old)
Registered office
Unit 18 Romford Gas Works & Depot, Crow Lane, Romford, Essex, RM7 0GW
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Retail trade of motor vehicle parts and accessories (SIC 45320)

Directors and company secretaries

Name Role Born Appointed Other companies
Erhum Emumwen Director May 1987 2 Oct 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Micro-entity accountsNot audited

Net assets

£9,586

+109% from £4,585

Employees (average)

2

Same as 2

Owed within a year

£9,830

+315% from £2,370

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14869669. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

UB Cars’s history from the FCA register and Companies House, newest first.

Key events (9) All events (17)

2025

15 May 2025

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2024

28 November 2024

  • Erhum Emumwen gained significant control

Companies House

21 November 2024

  • Unity Thomas stopped being a part-owner

Companies House

3 October 2024

  • Board replaced: both directors left and a new director took over

Companies House

17 September 2024

  • Erhun Emumwen stopped being a part-owner

Companies House

2023

15 May 2023

  • Incorporated at Companies House
  • Erhun Emumwen became a part-owner (25–50% of shares)
  • Unity Thomas became a part-owner (25–50% of shares)

Companies House

In the full report: all 17 events

  • All 17 events in its history (9 shown here)
  • Every director appointment and resignation: 5
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Firms connected to UB Cars

Other FCA-listed firms that share a director, phone number or address with UB Cars. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like UB Cars

Other firms of the same type (car dealer), nearest first.

In Romford

Amanah Prestige LimitedRomfordAuthorisedAsif Quraishi T/A AQ MotorsRomfordAuthorisedBalgores Leasing LimitedRomfordAuthorisedCar Universe LimitedRomfordAuthorisedChariots (Romford) LtdRomfordAuthorisedChariots of London Road LimitedRomfordAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on UB Cars

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 17 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is UB Cars Ltd FCA authorised?
Yes, UB Cars Ltd (FRN 1032592) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2025 and works as a car dealer. The FCA has placed no limits on its permissions.
What is UB Cars’ phone number and website?
The FCA register lists the phone number 07525 288662 and the website ubcarsltd.co.uk for UB Cars. If you were given different contact details, use these to check with the firm before going any further.
Is UB Cars a scam or clone?
UB Cars is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with UB Cars?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how UB Cars handles your money, so check the specific product before you commit. You can also refer complaints about UB Cars to the Financial Ombudsman Service, free of charge.
Who owns UB Cars?
Companies House lists one person with significant control of UB Cars: Mr Erhum Emumwen (can appoint and remove the board). Before that, it was controlled by Mr Unity Thomas and Mr Erhun Emumwen.
Who runs UB Cars?
Companies House lists one director of UB Cars: Erhum Emumwen.
How long has UB Cars been in business?
The company was formed on 15 May 2023, and has held its current FCA authorisation since May 2025.
What do UB Cars’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £9,586 (+109% from £4,585).

Sources and links

The full report on UB Cars Ltd

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