Ucar (Ni) Ltd

Reference number: 666926

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ucar.co.uk first appeared online, and whether it can receive email
  • What kind of line 028 2954 1400 is
  • Who else gives the postcode BT44 8TE
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • UCAR Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
NI627550
Company status
Active
Company type
Private limited company
Incorporated
30 October 2014 (11 years old)
Registered office
3 Killymuck Road, Kilrea, Coleraine, County Londonderry, BT51 5UB
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Karen Michelle Laverty Director Aug 1990 29 Oct 2016 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Full accountsNot audited

Net assets

£677k

+16% from £581k

Cash at bank

£421k

+348% from £94.1k

Owed within a year

£386k

+135% from £165k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company NI627550. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ucar (Ni)’s history from the FCA register and Companies House, newest first.

Key events (5) All events (15)

2016

1 August 2016

  • Board replaced: both directors left and a new director took over

Companies House

6 April 2016

  • Karen Michelle Laverty took control (75–100% of shares)

Companies House

2015

19 February 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2014

30 October 2014

  • Incorporated at Companies House

Companies House

In the full report: all 15 events

  • All 15 events in its history (5 shown here)
  • Every director appointment and resignation: 7
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Firms like Ucar (Ni)

Other firms of the same type (car dealer), nearest first.

In Ballymena

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ucar (Ni)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Ucar (Ni) Ltd FCA authorised?
Yes, Ucar (Ni) Ltd (FRN 666926) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Ucar (Ni)’s phone number and website?
The FCA register lists the phone number 028 2954 1400 and the website ucar.co.uk for Ucar (Ni). If you were given different contact details, use these to check with the firm before going any further.
Is Ucar (Ni) a scam or clone?
Ucar (Ni) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ucar (Ni)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Ucar (Ni) handles your money, so check the specific product before you commit. You can also refer complaints about Ucar (Ni) to the Financial Ombudsman Service, free of charge.
Who owns Ucar (Ni)?
Companies House lists one person with significant control of Ucar (Ni): Mrs Karen Michelle Laverty (75–100% of shares).
Who runs Ucar (Ni)?
Companies House lists one director of Ucar (Ni): Karen Michelle Laverty.
How long has Ucar (Ni) been in business?
The company was formed on 30 October 2014, and has held its current FCA authorisation since February 2015.
What do Ucar (Ni)’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £677k (+16% from £581k) and cash at bank of £421k (+348% from £94.1k).
Does Ucar (Ni) use any other names?
It trades as UCAR.

Sources and links

The full report on Ucar (Ni) Ltd

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