UK Credit Limited

Reference number: 721556

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ukcredit.co.uk first appeared online, and whether it can receive email
  • What kind of line 01603 369250 is
  • Who else gives the postcode NR1 3PA
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Other names (24)

If you were contacted under any of these names, it is this firm.

  • 1st Bike Finance Former trading name
  • 1stbikefinance.co.uk Former trading name
  • 1stcarfinance.co.uk Former trading name
  • Central Credit Former trading name
  • Eguarantorloans Former trading name
  • Financefeed Former trading name
  • Guarantorloans24 Former trading name
  • Guarantorloansonline Former trading name
  • Loans4tenants Former trading name
  • Loansfordeposits Former trading name
  • Myukcreditloan Former trading name
  • Nofeeloansuk Former trading name
  • Norwich Trust Former trading name
  • Personalloancentre Former trading name
  • Ratewise Former trading name
  • Rentaldeposits Former trading name
  • Samedayguarantorloans Former trading name
  • Searchandcompare Former trading name
  • Smallloansdirect Former trading name
  • togetherloans.com Former trading name
  • togetherloans.co.uk Former trading name
  • Uk Credit Loans Former trading name
  • unsecured loanfinder Former trading name
  • whichloan.com Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Credit Broking
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06929807
Company status
Active
Company type
Private limited company
Incorporated
10 June 2009 (17 years old)
Registered office
25-27 Surrey Street, Norwich, Norfolk, NR1 3NX, England
Nature of business
  • Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew Clive Turner Director Jun 1958 18 Jun 2009 27 other companies
Paul Joseph Hollander Director Sep 1980 17 Jan 2017 17 other companies
Nicholas Cameron Director Jun 1986 7 Oct 2024 1 other company
Tara Cross Secretary Not published 1 Nov 2024 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
27
closed down
11
are FCA-registered
6

In the full report: all 27 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 6 on the FCA register
  • The 17 companies these 3 directors run together
  • All 14 people who have ever been directors, with their dates
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Key dates in its history

UK Credit’s history from the FCA register and Companies House, newest first.

Key events (7) All events (83)

2024

29 November 2024

  • Ct Capital Limited took control (75–100% of shares)
  • Norfolk Capital Limited gave up control

Companies House

2016

6 October 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

6 April 2016

  • Norfolk Capital Limited took control (75–100% of shares)

Companies House

2009

10 June 2009

  • Incorporated at Companies House

Companies House

In the full report: all 83 events

  • All 83 events in its history (7 shown here)
  • Every director appointment and resignation: 25
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Firms connected to UK Credit

Other FCA-listed firms that share a director, phone number or address with UK Credit. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
6
share a director
6
share its postcode
2

In the full report: all 6 connected firms, named

  • How each is linked: shared directors (6), the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like UK Credit

Other firms of the same type (credit broker), nearest first.

In Norwich

Anthony HydeNorwichAuthorisedAudeo FS LimitedNorwichAuthorisedC J Ball & SonNorwichAuthorisedDowntide CaravansNorwichAuthorisedMark Andrew CarterNorwichAuthorisedMr Shane SadlerNorwichAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on UK Credit

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 27 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 83 events in its history
  • 6 connected firms, named, and who links them

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Frequently asked questions about this firm

Is UK Credit Limited FCA authorised?
Yes, UK Credit Limited (FRN 721556) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2016 and works as a credit broker. The FCA has placed a limit on what it may do.
What is UK Credit’s phone number and website?
The FCA register lists the phone number 01603 369250 and the website ukcredit.co.uk for UK Credit. If you were given different contact details, use these to check with the firm before going any further.
Is UK Credit a scam or clone?
UK Credit is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with UK Credit?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how UK Credit handles your money, so check the specific product before you commit. You can also refer complaints about UK Credit to the Financial Ombudsman Service, free of charge.
Who owns UK Credit?
UK Credit is owned by Ct Capital Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 29 November 2024. Before that, it was controlled by Norfolk Capital Limited.
Who runs UK Credit?
Companies House lists 3 directors of UK Credit: Andrew Clive Turner, Paul Joseph Hollander and Nicholas Cameron.
How long has UK Credit been in business?
The company was formed on 10 June 2009, and has held its current FCA authorisation since October 2016.
Does UK Credit use any other names?
It has previously used 24 other names, including 1st Bike Finance, 1stbikefinance.co.uk and 1stcarfinance.co.uk.

Sources and links

The full report on UK Credit Limited

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