UK Financial Consultancy Services Limited

Reference number: 435495

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When ukfcs.com first appeared online, and whether it can receive email
  • What kind of line 07704 663457 is
  • Whether W1W 5PF is a shared office: 136 other firms give it
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • UKFCS Mortgage Specialists Trading name: A name it trades under now.
  • Blue Marble Finance Former trading name: A name it used to trade under.
  • Collective Mortgage Network Former trading name: A name it used to trade under.
  • moretogether.com Former trading name: A name it used to trade under.
  • UK Investment Broker Former trading name: A name it used to trade under.
  • UK Life & Pensions Broker Former trading name: A name it used to trade under.
  • UK Mortgage Brokers Former trading name: A name it used to trade under.
  • VFM Mortgages Ltd Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
31 May 2005 (21 years old)
Registered office
142-143 Parrock Street, Gravesend, DA12 1EY, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Danny Lee David Carter Director Feb 1984 1 Jun 2016 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
2
still active
1

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2026Micro-entity accountsNot audited

Net assets

£38.2k

+26% from £30.4k

Employees (average)

2

Same as 2

Owed within a year

£7,476

−71% from £26.1k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05467810. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

UK Financial Consultancy Services’s history from the FCA register and Companies House, newest first.

2020

1 June 2020

  • Kirk Victor Bowles stopped being a part-owner

Companies House

2016

9 August 2016

  • Danny Lee David Carter became the majority owner (50–75% of shares)
  • Kirk Victor Bowles became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2006

27 January 2006

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2005

31 May 2005

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (7 shown here)
  • Every director appointment and resignation: 5
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Firms like UK Financial Consultancy Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on UK Financial Consultancy Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 8 years of accounts, charted
  • All 29 events in its history

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Frequently asked questions about this firm

Is UK Financial Consultancy Services Limited FCA authorised?
Yes, UK Financial Consultancy Services Limited (FRN 435495) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2006 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is UK Financial Consultancy Services’ phone number and website?
The FCA register lists the phone number 07704 663457 and the website ukfcs.com for UK Financial Consultancy Services. If you were given different contact details, use these to check with the firm before going any further.
Is UK Financial Consultancy Services a scam or clone?
UK Financial Consultancy Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with UK Financial Consultancy Services?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about UK Financial Consultancy Services to the Financial Ombudsman Service, free of charge.
Who owns UK Financial Consultancy Services?
Companies House lists one person with significant control of UK Financial Consultancy Services: Mr Danny Lee David Carter (50–75% of shares). Before that, it was controlled by Mr Kirk Victor Bowles.
Who runs UK Financial Consultancy Services?
Companies House lists one director of UK Financial Consultancy Services: Danny Lee David Carter.
How long has UK Financial Consultancy Services been in business?
The company was formed on 31 May 2005, and has held its current FCA authorisation since January 2006.
What do UK Financial Consultancy Services’ latest accounts show?
Its latest accounts, to 31 May 2026, show net assets of £38.2k (+26% from £30.4k).
Does UK Financial Consultancy Services use any other names?
It trades as UKFCS Mortgage Specialists. It has previously used 7 other names, including Blue Marble Finance, Collective Mortgage Network and moretogether.com.

Sources and links

The full report on UK Financial Consultancy Services Limited

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