Ukwide Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 8 years
Your funds are protected by FSCS
No FCA actions
Active company since 2018
Accounts filed up to 31 July 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07881 290137
Address

76 Spotland Road, Rochdale, Rochdale, OL12 6PQ, United Kingdom

In the full report: 2 background checks

What kind of line 07881 290137 is
Who else gives the postcode OL12 6PQ

Other names (4)

If you were contacted under any of these names, it is this firm.

E-Funding Trading name: A name it trades under now.
Money UK Trading name: A name it trades under now.
UKWIDE FINANCE Trading name: A name it trades under now.
UKWIDE Mortgages Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (13 permissions)

Acting as a CBTL advisor
Acting as a CBTL Advisor
Acting as a CBTL arranger
Acting as a CBTL Arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt Adjusting
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11458495 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 11 July 2018 (8 years old)
Registered office: 76 Spotland Road, Rochdale, OL12 6PQ, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Zahid Akram Raja	Director	Jan 1963	11 Jul 2018	None

In the full report: every company its directors have run

Confirmation that its director runs no other company

Filed accounts and finances

Year to 31 July 2025Micro-entity accountsNot audited

Net assets

£24.2k

Up £23.3k from £891

Employees (average)

1

Up 1 from 0

Owed within a year

£346

−95% from £7,609

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11458495. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ukwide’s history from the FCA register and Companies House, newest first.

Key events (4) All events (12)

2018

30 August 2018

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

11 July 2018

Incorporated at Companies House
Zahid Akram Raja gained significant control

Companies House

In the full report: all 12 events

All 12 events in its history (4 shown here)
Every director appointment and resignation: 1

Firms connected to Ukwide

Other FCA-listed firms that share a director, phone number or address with Ukwide. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
no longer authorised: 1
share its postcode: 3

In the full report: all 3 connected firms, named

How each is linked: the same postcode (3)
Who links each one: the named directors, with dates

Firms like Ukwide

Other firms of the same type (mortgage adviser or broker), nearest first.

In Rochdale

Revilo Financial LimitedRochdaleAuthorised Lancashire Money LimitedRochdaleAppointed representative Sandbrook & Kingston Property Services LTDRochdaleAppointed representative SLM Mortgages LimitedRochdaleAppointed representative Revilo Retail LtdRochdaleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ukwide

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
2 background checks on its contact details
7 years of accounts, charted
All 12 events in its history
3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Ukwide Ltd FCA authorised?

Yes, Ukwide Ltd (FRN 814339) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2018 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Ukwide’s phone number?

The FCA register lists the phone number 07881 290137 for Ukwide. If you were given different contact details, use these to check with the firm before going any further.

Is Ukwide a scam or clone?

Ukwide is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Ukwide?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ukwide to the Financial Ombudsman Service, free of charge.

Who owns Ukwide?

Companies House lists one person with significant control of Ukwide: Mr Zahid Akram Raja (significant influence or control).

Who runs Ukwide?

Companies House lists one director of Ukwide: Zahid Akram Raja.

How long has Ukwide been in business?

The company was formed on 11 July 2018, and has held its current FCA authorisation since August 2018.

What do Ukwide’s latest accounts show?

Its latest accounts, to 31 July 2025, show net assets of £24.2k (up £23.3k from £891).

Does Ukwide use any other names?

It trades as E-Funding, Money UK, UKWIDE FINANCE and UKWIDE Mortgages.