Ullswater Capital Ltd

Reference number: 1004397

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ullswater Capital Ltd (FRN 1004397) is an AR of FUNDING FRIENDS LTD (FRN 935775). When you use Ullswater Capital's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ullswater Capital, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07710 986685

  • Address

    14 Hill Road, Haslemere, Surrey, GU27 2JN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07710 986685 is
  • Who else gives the postcode GU27 2JN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Funding Friends Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ULLSWATER CAPITAL LIMITED
Company status
Active
Company type
Private limited company
Incorporated
10 October 2023 (3 years old)
Registered office
The Old Dairy, Ashton Hill Farm Weston Road, Failand, Bristol, BS8 3US, England
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Charles Alexander Ayton Director Feb 1966 10 Oct 2023 None
Philippa Elizabeth Ayton Director Nov 1961 10 Oct 2023 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

18 months to 31 March 2025Micro-entity accountsNot audited

Net assets

£12.1k

No earlier figure to compare

Employees (average)

2

No earlier figure to compare

Owed within a year

£7,509

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15200774. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Ullswater Capital’s history from the FCA register and Companies House, newest first.

2024

21 October 2024

  • Became an appointed representative

FCA register

2023

10 October 2023

  • Incorporated at Companies House
  • Charles Alexander Ayton became the majority owner (50–75% of shares)
  • Charles Alexander Ayton appointed as a director
  • Philippa Elizabeth Ayton appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Ullswater Capital

Other firms of the same type (credit broker), nearest first.

In Haslemere

In the Guildford (GU) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ullswater Capital

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Ullswater Capital Ltd FCA authorised?
Ullswater Capital Ltd (FRN 1004397) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ullswater Capital?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ullswater Capital Ltd (FRN 1004397) is an AR of FUNDING FRIENDS LTD (FRN 935775). When you use Ullswater Capital's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ullswater Capital, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ullswater Capital’s phone number?
The FCA register lists the phone number 07710 986685 for Ullswater Capital. If you were given different contact details, use these to check with the firm before going any further.
Is Ullswater Capital a scam or clone?
Ullswater Capital is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ullswater Capital?
Protection works through Funding Friends Ltd, the principal firm responsible for Ullswater Capital's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ullswater Capital?
Companies House lists one person with significant control of Ullswater Capital: Mr Charles Alexander Ayton (50–75% of shares).
Who runs Ullswater Capital?
Companies House lists 2 directors of Ullswater Capital: Charles Alexander Ayton and Philippa Elizabeth Ayton.
How long has Ullswater Capital been in business?
The company was formed on 10 October 2023.
What do Ullswater Capital’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £12.1k (no earlier figure to compare).

Sources and links

The full report on Ullswater Capital Ltd

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