Umbrella IS Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 2 years
Your funds are protected by FSCS
No FCA actions
Active company since 2021
Accounts filed up to 31 August 2024
Accounts are overdue at Companies House

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

umbrellais.com (opens in a new tab)
Phone number

020 8579 0606
Address

Umbrella IS Ltd, Unit GEA, Ground Floor, The Mille, 1000 Great West Road, Brentford, Middlesex, TW8 9DW, United Kingdom

In the full report: 3 background checks

When umbrellais.com first appeared online, and whether it can receive email
What kind of line 020 8579 0606 is
Who else gives the postcode TW8 9DW

Other names (1)

If you were contacted under any of these names, it is this firm.

Umbrella Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance
Credit Broking
Dealing in investments as agent
Debt Administration
Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

Accounts are overdue at Companies House.

Company number: 13558647 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 10 August 2021 (5 years old)
Registered office: C/O Bms Group, 30 St Mary Axe, London, EC3A 8AF, United Kingdom
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Sajjad Ahmed	Director	Sep 1987	10 Aug 2021	3 other companies
Waqar Ahmed	Director	Oct 1958	10 Aug 2021	4 other companies
Simon James Pearce	Director	Oct 1973	16 Jun 2026	18 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 22
still active: 21
went insolvent: 1

In the full report: all 22 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
The one that went into liquidation or administration
The 17 on the FCA register
The 3 companies these 3 directors run together

Filed accounts and finances

Year to 31 August 2024Dormant company accountsNot audited

Net assets

£100

Same as £100

Cash at bank

£100

Same as £100

Its next accounts are overdue at Companies House.

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13558647. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Umbrella IS’s history from the FCA register and Companies House, newest first.

Key events (10) All events (16)

2025

11 July 2025

& P Group Limited took control (75–100% of shares)
Sajjad Ahmed no longer has significant control
Snw Holdings gave up control
Waqar Ahmed no longer has significant control

Companies House

2024

10 May 2024

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2021

10 August 2021

Incorporated at Companies House
Sajjad Ahmed gained significant control
Snw Holdings took control (75–100% of shares)
Waqar Ahmed gained significant control

Companies House

In the full report: all 16 events

All 16 events in its history (10 shown here)
Every director appointment and resignation: 3

Firms connected to Umbrella IS

Other FCA-listed firms that share a director, phone number or address with Umbrella IS. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 12
share a director: 12

In the full report: all 12 connected firms, named

How each is linked: shared directors (12)
Who links each one: the named directors, with dates

Firms like Umbrella IS

Other firms of the same type (insurance broker), nearest first.

In Brentford

Asurion Europe LimitedBrentfordAuthorised Mylo Mortgages LimitedBrentfordAppointed representative Renault Retail Group UK LimitedBrentfordAuthorised Michael Richards Property Management LimitedBrentfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Umbrella IS

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

22 other companies its directors have run, named
3 background checks on its contact details
All 16 events in its history
12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Umbrella IS Ltd FCA authorised?

Yes, Umbrella IS Ltd (FRN 996179) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2024 and works as an insurance broker. The FCA has placed no limits on its permissions.

What is Umbrella IS’ phone number and website?

The FCA register lists the phone number 020 8579 0606 and the website umbrellais.com for Umbrella IS. If you were given different contact details, use these to check with the firm before going any further.

Is Umbrella IS a scam or clone?

Umbrella IS is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Umbrella IS?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Umbrella IS to the Financial Ombudsman Service, free of charge.

Who owns Umbrella IS?

Umbrella IS is owned by Dr & P Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 11 July 2025. Before that, it was controlled by Mr Waqar Ahmed, Mr Sajjad Ahmed and Snw Holdings.

Who runs Umbrella IS?

Companies House lists 3 directors of Umbrella IS: Sajjad Ahmed, Waqar Ahmed and Simon James Pearce.

How long has Umbrella IS been in business?

The company was formed on 10 August 2021, and has held its current FCA authorisation since May 2024.

What do Umbrella IS’ latest accounts show?

Its latest accounts, to 31 August 2024, show net assets of £100 (same as £100) and cash at bank of £100 (same as £100). Its accounts are overdue at Companies House.

Does Umbrella IS use any other names?

It trades as Umbrella.