Under One Roof (Mortgages & Property Management) Ltd

Reference number: 737211

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Personal Touch Financial Services Limited Reference number: 187834 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Under One Roof (Mortgages & Property Management) Ltd (FRN 737211) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Under One Roof (Mortgages & Property Management)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Under One Roof (Mortgages & Property Management), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07970 783148

  • Address

    22 Panorama House, Id Vale Road, Portslade, East Sussex, BN41 1BA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07970 783148 is
  • Who else gives the postcode BN41 1BA
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Under One Roof Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
UNDER ONE ROOF (MORTGAGES & PROPERTY MANAGEMENT) LIMITED
Company number
09073548
Company status
Active
Company type
Private limited company
Incorporated
5 June 2014 (12 years old)
Registered office
22 Panorama House 1d Vale Road, Portslade, Brighton, BN41 1BA, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mehulkumar Kanubhai Patel Director Oct 1964 5 Jun 2014 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 30 June 2025Small company accountsNot audited

Net assets

£13.6k

−4.4% from £14.3k

Cash at bank

£11.9k

−27% from £16.4k

Employees (average)

1

Same as 1

Owed within a year

£6,701

−23% from £8,702

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09073548. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2017

6 April 2017

  • Mehulkumar Kanubhai Patel took control (75–100% of shares)

Companies House

2016

18 February 2016

  • Became an appointed representative
  • Began trading as "Under One Roof"

FCA register

2014

5 June 2014

  • Incorporated at Companies House
  • Mehulkumar Kanubhai Patel appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Similar firms

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Brighton (BN) postcode area

Adele TomasinBrightonAppointed representativeAnchor Mortgages LtdHoveAppointed representativeApollo Mortgages LimitedWorthingAppointed representativeArrow Mortgage Solutions LtdWorthingAppointed representativeAxios Finance LtdWorthingAppointed representativeBespoke Mortgage Services LimitedLittlehamptonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 5 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Under One Roof (Mortgages & Property Management) Ltd FCA authorised?
Under One Roof (Mortgages & Property Management) Ltd (FRN 737211) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Under One Roof (Mortgages & Property Management)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Under One Roof (Mortgages & Property Management) Ltd (FRN 737211) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use Under One Roof (Mortgages & Property Management)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Under One Roof (Mortgages & Property Management), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Under One Roof (Mortgages & Property Management)’s phone number?
The FCA register lists the phone number 07970 783148 for Under One Roof (Mortgages & Property Management). If you were given different contact details, use these to check with the firm before going any further.
Is Under One Roof (Mortgages & Property Management) a scam or clone?
Under One Roof (Mortgages & Property Management) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Under One Roof (Mortgages & Property Management)?
Protection works through Personal Touch Financial Services Limited, the principal firm responsible for Under One Roof (Mortgages & Property Management)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Under One Roof (Mortgages & Property Management)?
Companies House lists one person with significant control of Under One Roof (Mortgages & Property Management): Mr Mehulkumar Kanubhai Patel (75–100% of shares).
Who runs Under One Roof (Mortgages & Property Management)?
Companies House lists one director of Under One Roof (Mortgages & Property Management): Mehulkumar Kanubhai Patel.
How long has Under One Roof (Mortgages & Property Management) been in business?
The company was formed on 5 June 2014.
What do Under One Roof (Mortgages & Property Management)’s latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £13.6k (−4.4% from £14.3k) and cash at bank of £11.9k (−27% from £16.4k).
Does Under One Roof (Mortgages & Property Management) use any other names?
It trades as Under One Roof.

Sources and links

The full report on Under One Roof (Mortgages & Property Management) Ltd

£19.99 · Instant PDF download

Loading secure checkout…