Unify Financial Advisers Limited

Reference number: 1041686

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Unify Financial Advisers Limited (FRN 1041686) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Unify Financial Advisers's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Unify Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07545 625535

  • Address

    110 Ballards Walk, Basildon, Essex, SS15 5JP, United Kingdom

In the full report: 2 background checks

  • What kind of line 07545 625535 is
  • Who else gives the postcode SS15 5JP
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Unify Financial Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16577950
Company status
Active
Company type
Private limited company
Incorporated
12 July 2025 (1 year old)
Registered office
110 Ballards Walk, Basildon, SS15 5JP, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Christopher James Wilding Director Jan 1994 12 Jul 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Unify Financial Advisers’s history from the FCA register and Companies House, newest first.

2025

8 October 2025

  • Became an appointed representative
  • Began trading as "Unify Financial"

FCA register

12 July 2025

  • Incorporated at Companies House
  • Christopher James Wilding took control (75–100% of shares)
  • Christopher James Wilding appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Unify Financial Advisers

Other firms of the same type (credit broker), nearest first.

In Basildon

Sanjay Sareen and Sunny SareenBasildonAppointed representativeAsset Finance.Co.UK. LimitedBasildonAuthorisedColin WoodcraftBasildonAuthorisedIC Financial Services UK LimitedBasildonAuthorisedRonald LongmanBasildonAuthorisedAntares Finance LimitedBasildonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Unify Financial Advisers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Unify Financial Advisers Limited FCA authorised?
Unify Financial Advisers Limited (FRN 1041686) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Unify Financial Advisers?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Unify Financial Advisers Limited (FRN 1041686) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Unify Financial Advisers's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Unify Financial Advisers, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Unify Financial Advisers’ phone number?
The FCA register lists the phone number 07545 625535 for Unify Financial Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is Unify Financial Advisers a scam or clone?
Unify Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Unify Financial Advisers?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Unify Financial Advisers's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Unify Financial Advisers?
Companies House lists one person with significant control of Unify Financial Advisers: Mr Christopher James Wilding (75–100% of shares).
Who runs Unify Financial Advisers?
Companies House lists one director of Unify Financial Advisers: Christopher James Wilding.
How long has Unify Financial Advisers been in business?
The company was formed on 12 July 2025.
Does Unify Financial Advisers use any other names?
It trades as Unify Financial.

Sources and links

The full report on Unify Financial Advisers Limited

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