Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2015
- Accounts filed up to 30 June 2025
Responsible principal firm
Howden UK Brokers Limited Reference number: 307663 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- UniHomes And Bills Limited (FRN 1040790) is an AR of Howden UK Brokers Limited (FRN 307663). When you use UniHomes And Bills's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from UniHomes And Bills, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Floor 6, 1 New Era Square, Sheffield, S2 4RB, United Kingdom
In the full report: 3 background checks
- When unihomes.co.uk first appeared online, and whether it can receive email
- What kind of line 0330 822 0266 is
- Who else gives the postcode S2 4RB
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Howden UK Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09618272 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 June 2015 (11 years old)
- Registered office
- Floor 6 1 New Era Square, Sheffield, S2 4RB, England
- Nature of business
-
- Web portals (SIC 63120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Philip Martin Greaves | Director | Oct 1990 | 2 Jun 2015 | 4 other companies |
| Bradley Cox | Director | Apr 1991 | 2 Jun 2015 | 2 other companies |
| Luca Moreno Mori | Director | Mar 1990 | 2 Jun 2015 | 3 other companies |
| Christopher Jeffrey Platts | Director | Oct 1968 | 1 Jul 2022 | 5 other companies |
| Helen Louise Evans | Director | Aug 1976 | 1 Aug 2024 | 5 other companies |
| Benjamin William Eaton | Director | Jun 1979 | 14 Mar 2025 | 15 other companies |
Other companies run by these 6 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 21
- closed down
- 2
- is FCA-registered
- 1
In the full report: all 21 companies, named
- What each company does, and whether it is still trading
- Which of these 6 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 6 companies these 6 directors run together
- All 10 people who have ever been directors, with their dates
Filed accounts and finances
Profit before tax
£9.47m
−23% from £12.3m
Net assets
£16.7m
+148% from £6.73m
Cash at bank
£4.80m
−32% from £7.03m
Owed within a year
£29.1m
+117% from £13.4m
Profit before tax
In the full report: all 6 years of accounts
- Every year from 2019 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09618272. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
UniHomes And Bills’s history from the FCA register and Companies House, newest first.
2025
18 December 2025
- Ursula Bidco Limited stopped being the majority owner
Companies House
3 October 2025
- Ursula Bidco Limited became the majority owner (50–75% of shares)
Companies House
18 September 2025
- Became an appointed representative
FCA register
2023
14 July 2023
- Bradley Cox stopped being a part-owner
- Luca Moreno Mori stopped being a part-owner
- Philip Martin Greaves stopped being a part-owner
- Unihomes Group Limited took control (75–100% of shares)
Companies House
2017
6 May 2017
- Bradley Cox became a part-owner (25–50% of shares)
- Luca Moreno Mori became a part-owner (25–50% of shares)
- Philip Martin Greaves became a part-owner (25–50% of shares)
Companies House
2015
2 June 2015
- Incorporated at Companies House
Companies House
In the full report: all 25 events
- All 25 events in its history (11 shown here)
- Every director appointment and resignation: 14
Firms connected to UniHomes And Bills
Other FCA-listed firms that share a director, phone number or address with UniHomes And Bills. A link shows who the firm is tied to, not whether either can be trusted.
- past link
- 1
In the full report: all 0 connected firms, named
- 1 past link through former directors
Firms like UniHomes And Bills
Other firms of the same type (insurance broker), nearest first.
In the Sheffield (S) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on UniHomes And Bills
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 21 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 25 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk