Unique Financial Planning Limited

Reference number: 216560

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Unique Financial Planning Limited (FRN 216560) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Unique Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Unique Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When uniquefp.com first appeared online, and whether it can receive email
  • What kind of line +44 019 329 320 000 is
  • Who else gives the postcode SN6 8TZ
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Other names (10)

If you were contacted under any of these names, it is this firm.

  • Stewart James Williams Former name
  • Unique Financial Planning Former name
  • Cross Keys Financial Services (Salisbury) Former trading name
  • Elite Financial Former trading name
  • Mortgage Preference Former trading name
  • Ramptons Former trading name
  • Unique Financial Management Former trading name
  • Unique Independent Solutions Former trading name
  • Unique Mortgage Solutions Former trading name
  • Unique Wealth Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
08996066
Company status
Active
Company type
Private limited company
Incorporated
14 April 2014 (12 years old)
Registered office
Broadlands Business Campus, Langhurst Wood Road, Horsham, West Sussex, RH12 4QP, England
Nature of business
  • Activities of financial services holding companies (SIC 64205)

Directors and company secretaries

Name Role Born Appointed Other companies
Stewart James Williams Director Mar 1968 14 Apr 2014 4 other companies
Philip Torbet Martin Director Aug 1967 29 Apr 2019 8 other companies
Edward Dymott Director Jan 1979 31 Oct 2023 33 other companies
Helen Louise Fitzgerald Director Jun 1981 3 Mar 2025 41 other companies
Wesley Sinclair Harrison Director Dec 1980 20 Aug 2025 2 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
61
closed down
22
went insolvent
9

In the full report: all 61 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • The 9 that went into liquidation or administration
  • The 14 on the FCA register
  • The 25 companies these 5 directors run together
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2023Small company accountsNot audited

Net assets

£5.38m

+6.3% from £5.06m

Cash at bank

£306k

−72% from £1.09m

Employees (average)

31

+6.9% from 29

Owed within a year

£197k

<1% from £196k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2023
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 08996066. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Unique Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (7) All events (39)

2023

31 October 2023

  • Benchmark Capital Limited took control (75–100% of shares)
  • Stewart James Williams stopped being a part-owner

Companies House

2018

11 July 2018

  • Changed its registered name from "Stewart James Williams"

FCA register

2017

14 April 2017

  • Stewart James Williams became a part-owner (25–50% of shares)

Companies House

2014

14 April 2014

  • Incorporated at Companies House

Companies House

2006

13 December 2006

  • Changed its registered name from "Unique Financial Planning"

FCA register

2002

16 July 2002

  • Became an appointed representative

FCA register

In the full report: all 39 events

  • All 39 events in its history (7 shown here)
  • Every director appointment and resignation: 15
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Firms connected to Unique Financial Planning

Other FCA-listed firms that share a director, phone number or address with Unique Financial Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
12
share a director
12

In the full report: all 12 connected firms, named

  • How each is linked: shared directors (12)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Unique Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Swindon

Openwork LimitedSwindonAuthorisedAchieve Wealth Management (Wiltshire) LimitedSwindonAuthorisedButler Toll LimitedSwindonAuthorisedDandelion Financial LimitedSwindonAuthorisedDermot BranniganSwindonAuthorisedFuture Planning Wealth Management LimitedSwindonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Unique Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 61 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 39 events in its history
  • 12 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Unique Financial Planning Limited FCA authorised?
Unique Financial Planning Limited (FRN 216560) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Unique Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Unique Financial Planning Limited (FRN 216560) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Unique Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Unique Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Unique Financial Planning’s phone number and website?
The FCA register lists the phone number +44 019 329 320 000 and the website uniquefp.com for Unique Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Unique Financial Planning a scam or clone?
Unique Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Unique Financial Planning?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for Unique Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Unique Financial Planning?
Unique Financial Planning is owned by Benchmark Capital Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 October 2023. Before that, it was controlled by Mr Stewart James Williams.
Who runs Unique Financial Planning?
Companies House lists 5 directors of Unique Financial Planning: Stewart James Williams, Philip Torbet Martin, Edward Dymott, Helen Louise Fitzgerald and Wesley Sinclair Harrison.
How long has Unique Financial Planning been in business?
The company was formed on 14 April 2014.
What do Unique Financial Planning’s latest accounts show?
Its latest accounts, to 30 April 2023, show net assets of £5.38m (+6.3% from £5.06m) and cash at bank of £306k (−72% from £1.09m).
Does Unique Financial Planning use any other names?
It has previously used 10 other names, including Stewart James Williams, Unique Financial Planning and Cross Keys Financial Services (Salisbury).

Sources and links

The full report on Unique Financial Planning Limited

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