No longer an appointed representative
This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 13 March 2026.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Last known website
united-mortgages.com
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Last known phone number
020 4634 9315
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Last known address
167-169 Great Portland Street, London, Westminster, W1W 5PF, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When united-mortgages.com first appeared online, and whether it can receive email
- What kind of line 020 4634 9315 is
- Whether W1W 5PF is a shared office: 137 other firms give it
Past FCA permissions and consumer protection
- The record is closedCover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.
FCA disciplinary action and complaints
No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 16154790 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 30 December 2024 (1 year old)
- Registered office
- 167-169 Great Portland Street, London, W1W 5PF, England
- Nature of business
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- Other software publishing (SIC 58290)
- Business and domestic software development (SIC 62012)
- Activities of mortgage finance companies (SIC 64922)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Steven Woodford | Director | Nov 1996 | 30 Dec 2024 | 2 other companies |
| Daniel Wesley Oakey | Director | Sep 1997 | 21 Jan 2025 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 2
- closed down
- 2
In the full report: all 2 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£16.3k
No earlier figure to compare
Employees (average)
0
No earlier figure to compare
Owed within a year
£4,489
No earlier figure to compare
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 16154790. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
United Mortgages’s history from the FCA register and Companies House, newest first.
2026
13 March 2026
- Stopped being an appointed representative
FCA register
2025
17 July 2025
- Daniel Michael Oakey became a part-owner (25–50% of shares)
Companies House
2024
30 December 2024
- Incorporated at Companies House
- David Steven Woodford became the majority owner (50–75% of shares)
Companies House
In the full report: all 8 events
- All 8 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms like United Mortgages
Other firms of the same type (mortgage adviser or broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on United Mortgages
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 8 events in its history
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Frequently asked questions about this firm
Is United Mortgages Limited FCA authorised?
Is United Mortgages a scam or clone?
Is my money safe with United Mortgages?
Who owns United Mortgages?
Who runs United Mortgages?
How long has United Mortgages been in business?
What do United Mortgages’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Report a scam to the FCA fca.org.uk