United Risk Partners Limited

Reference number: 798607

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Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When urpinsure.com first appeared online, and whether it can receive email
  • What kind of line 020 7264 2090 is
  • Whether EC3N 2EX is a shared office: 21 other firms give it
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • Subsea Risk Trading name: A name it trades under now.
  • Superyacht Risk Trading name: A name it trades under now.
  • Ayax Global Insurance Broker Ltd Former name: A name it was registered under before.
  • Ayax Service Company Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
15 May 2017 (9 years old)
Registered office
5th Floor, 70 Gracechurch Street, London, EC3V 0XL, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Dennis Kosta Branoff Director Apr 1953 20 Feb 2025 None
Nicholas Dennis Branoff Director Jan 1989 3 Jun 2025 None
Andrew Stephen Norman Director Dec 1976 16 Oct 2025 6 other companies
Samantha Hovey Secretary Not published 1 Apr 2023 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
1
are FCA-registered
5

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 on the FCA register
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

7 months to 31 December 2021Full accountsNot audited

Cash at bank

£1,790

No earlier figure to compare

Employees (average)

2

Up 2 from 0

Total equity

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10770908. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

United Risk Partners’s history from the FCA register and Companies House, newest first.

2025

7 March 2025

  • Board replaced: both directors left and 2 new directors took over

Companies House

2024

4 December 2024

  • Changed its registered name from "Ayax Global Insurance Broker Ltd"

FCA register

11 March 2024

  • Changed its registered name from "Ayax Global Insurance BrokerLtd"

FCA register

2022

29 December 2022

  • Four Crowns Holding Limited took control (75–100% of shares)
  • Jose Luis Munoz Robles gave up control

Companies House

2018

20 May 2018

  • Changed its registered name from "Ayax Service Company Ltd"

FCA register

3 April 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2017

10 August 2017

  • Jose Luis Munoz Bustos gave up control
  • Jose Luis Munoz Robles took control (75–100% of shares)

Companies House

15 May 2017

  • Incorporated at Companies House
  • Ayax Subscripcion De Reiesgos S.L. gave up control
  • Ayax Subscripcion De Reiesgos S.L. took control (75–100% of shares)
  • Jose Luis Munoz Bustos took control (75–100% of shares)

Companies House

In the full report: all 31 events

  • All 31 events in its history (14 shown here)
  • Every director appointment and resignation: 11
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Firms connected to United Risk Partners

Other FCA-listed firms that share a director, phone number or address with United Risk Partners. A link shows who the firm is tied to, not whether either can be trusted.

past links
5

In the full report: all 0 connected firms, named

  • 5 past links through former directors
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Firms like United Risk Partners

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on United Risk Partners

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 31 events in its history

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Frequently asked questions about this firm

Is United Risk Partners Limited FCA authorised?
Yes, United Risk Partners Limited (FRN 798607) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2018 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is United Risk Partners’ phone number and website?
The FCA register lists the phone number 020 7264 2090 and the website urpinsure.com for United Risk Partners. If you were given different contact details, use these to check with the firm before going any further.
Is United Risk Partners a scam or clone?
United Risk Partners is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with United Risk Partners?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about United Risk Partners to the Financial Ombudsman Service, free of charge.
Who owns United Risk Partners?
United Risk Partners is owned by Four Crowns Holding Limited, which holds 75–100% of shares, since 29 December 2022. Before that, it was controlled by Mr Jose Luis Munoz Robles, Ayax Subscripcion De Reiesgos S.L. and Jose Luis Munoz Bustos.
Who runs United Risk Partners?
Companies House lists 3 directors of United Risk Partners: Dennis Kosta Branoff, Nicholas Dennis Branoff and Andrew Stephen Norman.
How long has United Risk Partners been in business?
The company was formed on 15 May 2017, and has held its current FCA authorisation since April 2018.
What do United Risk Partners’ latest accounts show?
Its latest accounts, to 31 December 2021, show cash at bank of £1,790 (no earlier figure to compare).
Does United Risk Partners use any other names?
It trades as Subsea Risk and Superyacht Risk. It has previously used 2 other names: Ayax Global Insurance Broker Ltd and Ayax Service Company Ltd.

Sources and links

The full report on United Risk Partners Limited

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