Unity Auto Finance Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2001

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

unityauto.finance (opens in a new tab)
Phone number

0330 912 1002
Address

Unity House, Bird Hall Lane, Cheadle, Cheshire, SK3 0UX, United Kingdom

In the full report: 3 background checks

When unityauto.finance first appeared online, and whether it can receive email
What kind of line 0330 912 1002 is
Who else gives the postcode SK3 0UX

Other names (4)

If you were contacted under any of these names, it is this firm.

UAF Trading name: A name it trades under now.
Unity Trading name: A name it trades under now.
Unity Finance Trading name: A name it trades under now.
Unity Facilities Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (3 permissions)

Credit Broking
Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 04308759 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 22 October 2001 (25 years old)
Registered office: Promethean House, Bird Hall Lane, Stockport, SK3 0UX, England
Nature of business: Business and domestic software development (SIC 62012)
Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Richard Matthew Hoggart	Director	Dec 1971	22 Oct 2001	8 other companies
Richard Matthew Hoggart	Secretary	Not published	22 Oct 2001	8 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 8
closed down: 3
is FCA-registered: 1

In the full report: all 8 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
All 4 people who have ever been directors, with their dates

Key dates in its history

Unity Auto Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (16)

2020

2 November 2020

Changed its registered name from "Unity Facilities Ltd"

FCA register

2016

6 April 2016

Dsg Financial Services Ltd took control (75–100% of shares)

Companies House

2015

3 February 2015

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2001

22 October 2001

Incorporated at Companies House

Companies House

In the full report: all 16 events

All 16 events in its history (5 shown here)
Every director appointment and resignation: 5

Firms connected to Unity Auto Finance

Other FCA-listed firms that share a director, phone number or address with Unity Auto Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Unity Auto Finance

Other firms of the same type (lender), nearest first.

In the Stockport (SK) postcode area

Cred Originations LimitedMacclesfieldAuthorised Finance For Park Homes LimitedWilmslowAuthorised Finclusion LimitedMacclesfieldAuthorised Hanley Financial Consultants LimitedGlossopAuthorised Karlton WatsonBuxtonAuthorised Masters Rates LtdCheadleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Unity Auto Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

8 other companies its directors have run, named
3 background checks on its contact details
All 16 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Unity Auto Finance Ltd FCA authorised?

Yes, Unity Auto Finance Ltd (FRN 630103) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2015 and works as a lender. The FCA has placed no limits on its permissions.

What is Unity Auto Finance’s phone number and website?

The FCA register lists the phone number 0330 912 1002 and the website unityauto.finance for Unity Auto Finance. If you were given different contact details, use these to check with the firm before going any further.

Is Unity Auto Finance a scam or clone?

Unity Auto Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Unity Auto Finance?

Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Unity Auto Finance handles your money, so check the specific product before you commit. You can also refer complaints about Unity Auto Finance to the Financial Ombudsman Service, free of charge.

Who owns Unity Auto Finance?

Unity Auto Finance is owned by Dsg Financial Services Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs Unity Auto Finance?

Companies House lists one director of Unity Auto Finance: Richard Matthew Hoggart.

How long has Unity Auto Finance been in business?

The company was formed on 22 October 2001, and has held its current FCA authorisation since February 2015.

Does Unity Auto Finance use any other names?

It trades as UAF, Unity and Unity Finance. It has previously used the name Unity Facilities Ltd.