Unity Trust Bank PLC

Reference number: 204570

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Scammers have impersonated this firm. The FCA has published 1 warning naming the fake phone numbers, emails and websites they used. See the warnings →

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When unity.co.uk first appeared online, and whether it can receive email
  • What kind of line 0345 140 1000 is
  • Who else gives the postcode B1 2JB
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Warning

Scammers have impersonated this firm

Fraudsters have used this firm's name or details with their own contact information to appear genuine. Check whatever you were given below, and against the firm's real details above.

Fake phone numbers (1)
  • 0345 140 1500
Fake email addresses (2)
  • info@unitytrust.com
  • us@unitytrust.co.uk
Fake websites (1)
  • unity-trust.co.uk
The FCA warning these came from

Scammers change these details often. Always check the live FCA warning.

FCA permissions and consumer protection

  • Hold or safeguard your money FSCS may apply
    Eligible deposits are typically protected by the FSCS up to £120,000 per person, per banking group.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Accepting Deposits
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Dealing in investments as principal
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

The clone warnings above are scammers using this firm's name, not something the firm has done.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Public limited company
Incorporated
7 April 1983 (43 years old)
Registered office
Four, Brindleyplace, Birmingham, B1 2JB, England
Nature of business
  • Banks (SIC 64191)

Directors and company secretaries

Name Role Born Appointed Other companies
Susan Sternglass Noble Director Jun 1961 3 Nov 2017 5 other companies
Alexander Owen Ryan Director May 1979 20 Nov 2020 3 other companies
Christine Anne Coe Director Apr 1954 3 Mar 2023 3 other companies
Colin Dundas Fyfe Director Mar 1967 29 Jan 2024 15 other companies
John Leonard Eatwell (Lord) Director Feb 1945 28 Nov 2024 2 other companies
Penny Linda Hogan Director Mar 1978 26 Mar 2025 None
Christopher Sparks (Dr) Director Jul 1962 1 Sep 2025 1 other company
Keith Victor Smithson Director Mar 1962 12 Jan 2026 None
Pamela Elizabeth Rowland Director Dec 1961 22 May 2026 2 other companies
Gray Tavener Secretary Not published 1 Dec 2025 –

Other companies run by these 9 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
31
closed down
5
went insolvent
1

In the full report: all 31 companies, named

  • What each company does, and whether it is still trading
  • Which of these 9 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 3 on the FCA register
  • All 95 people who have ever been directors, with their dates
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Key dates in its history

Unity Trust Bank’s history from the FCA register and Companies House, newest first.

2023

26 October 2023

  • FCA warned the public about a scam impersonating this firm

FCA warning list

2013

1 April 2013

  • Regulated by the FCA from this date
  • Regulated by the Prudential Regulation Authority from this date

FCA register

2001

1 December 2001

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

1998

1 June 1998

  • Regulated by the Bank of England from this date
  • Regulated by the Financial Services Authority from this date

FCA register

1983

7 April 1983

  • Incorporated at Companies House

Companies House

In the full report: all 196 events

  • All 196 events in its history (8 shown here)
  • Every director appointment and resignation: 183
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Firms connected to Unity Trust Bank

Other FCA-listed firms that share a director, phone number or address with Unity Trust Bank. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
past link
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Unity Trust Bank

Other firms of the same type (bank or building society), nearest first.

In Birmingham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Unity Trust Bank

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 31 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 196 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Unity Trust Bank PLC FCA authorised?
Yes, Unity Trust Bank PLC (FRN 204570) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2001 and works as a bank or building society. The FCA has placed no limits on its permissions.
What is Unity Trust Bank’s phone number and website?
The FCA register lists the phone number 0345 140 1000 and the website unity.co.uk for Unity Trust Bank. If you were given different contact details, use these to check with the firm before going any further.
Is Unity Trust Bank a scam or clone?
Scammers have impersonated Unity Trust Bank: the FCA has published a warning about fake versions of it, using contact details that are not the firm's. Only trust the details the FCA register gives for Unity Trust Bank, shown on this page.
Is my money safe with Unity Trust Bank?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Unity Trust Bank to the Financial Ombudsman Service, free of charge.
Who runs Unity Trust Bank?
Companies House lists 9 directors of Unity Trust Bank: Susan Sternglass Noble, Alexander Owen Ryan, Christine Anne Coe, Colin Dundas Fyfe, John Leonard Eatwell (Lord), Penny Linda Hogan and 3 more.
How long has Unity Trust Bank been in business?
The company was formed on 7 April 1983, and has held its current FCA authorisation since December 2001.

Sources and links

The full report on Unity Trust Bank PLC

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