Universal Jewellery Limited

Reference number: 1013120

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aardvarkjewellery.com first appeared online, and whether it can receive email
  • What kind of line 07904 780313 is
  • Who else gives the postcode B18 6DA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Aardvark Jewellery Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11339738
Company status
Active
Company type
Private limited company
Incorporated
1 May 2018 (8 years old)
Registered office
9 - 11 Vittoria Street, Birmingham, B1 3ND, United Kingdom
Nature of business
  • Retail sale of watches and jewellery in specialised stores (SIC 47770)

Directors and company secretaries

Name Role Born Appointed Other companies
Ashley Adams Director Jul 1991 1 May 2018 None
Karl Adams Director Jan 1959 1 May 2018 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£598k

−9.5% from £661k

Cash at bank

£222k

−26% from £301k

Employees (average)

9

Same as 9

Owed within a year

£143k

−28% from £200k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11339738. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Universal Jewellery’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2024

23 May 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2018

1 May 2018

  • Incorporated at Companies House
  • Ashley Adams took control (75–100% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Universal Jewellery

Other FCA-listed firms that share a director, phone number or address with Universal Jewellery. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Universal Jewellery

Other firms of the same type (retailer), nearest first.

In Birmingham

Fair Deal Music LimitedBirminghamAuthorisedApex Jewellers LimitedBirminghamAuthorisedThe Flash Centre LimitedBirminghamAuthorisedWashington Green Retail LimitedBirminghamAuthorisedQuick Garden LtdBirminghamAuthorisedBathroom City LimitedBirminghamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Universal Jewellery

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 9 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Universal Jewellery Limited FCA authorised?
Yes, Universal Jewellery Limited (FRN 1013120) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2024 and works as a retailer. The FCA has placed no limits on its permissions.
What is Universal Jewellery’s phone number and website?
The FCA register lists the phone number 07904 780313 and the website aardvarkjewellery.com for Universal Jewellery. If you were given different contact details, use these to check with the firm before going any further.
Is Universal Jewellery a scam or clone?
Universal Jewellery is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Universal Jewellery?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Universal Jewellery handles your money, so check the specific product before you commit. You can also refer complaints about Universal Jewellery to the Financial Ombudsman Service, free of charge.
Who owns Universal Jewellery?
Companies House lists one person with significant control of Universal Jewellery: Mr Ashley Adams (75–100% of shares).
Who runs Universal Jewellery?
Companies House lists 2 directors of Universal Jewellery: Ashley Adams and Karl Adams.
How long has Universal Jewellery been in business?
The company was formed on 1 May 2018, and has held its current FCA authorisation since May 2024.
What do Universal Jewellery’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £598k (−9.5% from £661k) and cash at bank of £222k (−26% from £301k).
Does Universal Jewellery use any other names?
It trades as Aardvark Jewellery.

Sources and links

The full report on Universal Jewellery Limited

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