Universal Leasing Limited

Reference number: 700142

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When admiral-leasing.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 628 7008 is
  • Who else gives the postcode OL9 9RH
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Admiral Leasing Trading name
  • Admiral Leasing & Loans Trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-collecting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05389929
Company status
Active
Company type
Private limited company
Incorporated
11 March 2005 (21 years old)
Registered office
Suite 1, 7th Floor 50 Broadway, London, SW1H 0BL, United Kingdom
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Richard Hughes Director Nov 1957 11 Mar 2005 15 other companies
James Edward Ernest Frost Director Mar 1963 7 Jul 2008 13 other companies
Simon Carr Etheridge Director Dec 1966 19 Jan 2026 1 other company
Carol Bolton Director Apr 1975 19 Jan 2026 None
Simon Jeffrey Stewart Director Dec 1976 19 Jan 2026 1 other company
Steven Leslie Worrall Director Jan 1971 26 May 2026 23 other companies
James Edward Ernest Frost Secretary Not published 11 Mar 2005 13 other companies
VISTRA COMPANY SECRETARIES LIMITED Corporate secretary Not published 26 Jan 2006 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
44
closed down
27
are FCA-registered
4

In the full report: all 44 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 4 on the FCA register
  • The 8 companies these 6 directors run together
  • All 13 people who have ever been directors, with their dates
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Key dates in its history

Universal Leasing’s history from the FCA register and Companies House, newest first.

Key events (12) All events (35)

2025

17 November 2025

  • James Edward Ernest Frost stopped being a part-owner
  • Michael Richard Hughes no longer holds 25–50% of the votes
  • Universal Leasing Eot Trustee Limited took control (75–100% of votes)

Companies House

2022

16 December 2022

  • Marjorie Frost stopped being the majority owner

Companies House

2019

28 May 2019

  • Marjorie Frost became the majority owner (50–75% of shares)

Companies House

2018

29 June 2018

  • David James Wooldridge stopped being a part-owner

Companies House

2016

6 April 2016

  • David James Wooldridge became a part-owner (25–50% of shares)
  • James Edward Ernest Frost became a part-owner (25–50% of shares)
  • Michael Richard Hughes gained 25–50% of the votes

Companies House

2015

23 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2005

11 March 2005

  • Incorporated at Companies House

Companies House

In the full report: all 35 events

  • All 35 events in its history (12 shown here)
  • Every director appointment and resignation: 18
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Firms connected to Universal Leasing

Other FCA-listed firms that share a director, phone number or address with Universal Leasing. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past links
4

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 4 past links through former directors
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Firms like Universal Leasing

Other firms of the same type (lender), nearest first.

In Oldham

First Home Finance LimitedOldhamAuthorisedMartin HickeyOldhamAuthorisedMayfield FinanceOldhamAuthorisedDNA Tooling LtdOldhamAuthorisedHulme Grammar SchoolOldhamAuthorisedPhethean D LimitedOldhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Universal Leasing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 44 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 35 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Universal Leasing Limited FCA authorised?
Yes, Universal Leasing Limited (FRN 700142) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Universal Leasing’s phone number and website?
The FCA register lists the phone number 0161 628 7008 and the website admiral-leasing.co.uk for Universal Leasing. If you were given different contact details, use these to check with the firm before going any further.
Is Universal Leasing a scam or clone?
Universal Leasing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Universal Leasing?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Universal Leasing handles your money, so check the specific product before you commit. You can also refer complaints about Universal Leasing to the Financial Ombudsman Service, free of charge.
Who owns Universal Leasing?
Universal Leasing is owned by Universal Leasing Eot Trustee Limited, which holds 75–100% of votes and can appoint and remove the board, since 17 November 2025. Before that, it was controlled by Mr David James Wooldridge, Mr James Edward Ernest Frost and Mr Michael Richard Hughes.
Who runs Universal Leasing?
Companies House lists 6 directors of Universal Leasing: Michael Richard Hughes, James Edward Ernest Frost, Simon Carr Etheridge, Carol Bolton, Simon Jeffrey Stewart and Steven Leslie Worrall.
How long has Universal Leasing been in business?
The company was formed on 11 March 2005, and has held its current FCA authorisation since November 2015.
Does Universal Leasing use any other names?
It trades as Admiral Leasing and Admiral Leasing & Loans.

Sources and links

The full report on Universal Leasing Limited

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