Unmortgage Arrangers Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 5 years
Your funds are protected by FSCS
No FCA actions
Active company since 2019
Accounts filed up to 30 June 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

wayhome.co.uk (opens in a new tab)
Phone number

07879 338382
Address

30 Durham Road, Wimbledon West, London, SW20 0TW, United Kingdom

In the full report: 3 background checks

When wayhome.co.uk first appeared online, and whether it can receive email
What kind of line 07879 338382 is
Who else gives the postcode SW20 0TW

Other names (2)

If you were contacted under any of these names, it is this firm.

Unmortgage Trading name: A name it trades under now.
Wayhome Trading name: A name it trades under now.

FCA permissions and consumer protection

Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Sell or arrange insurance FSCS may apply
Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (2 permissions)

Arranging (bringing about) deals in investments
Assisting in the administration and performance of a contract of insurance

Limits on what they may do

FCA unregulated business disclosure requirement

The firm must make clear and highlight in its written communications that are addressed to particular potential customers and customers that its Gradual Homeownership product is not regulated by FCA nor is it covered by the Financial Ombudsman Scheme or the Financial Services Compensation Scheme.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11842567 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 22 February 2019 (7 years old)
Registered office: 30 Durham Road, Wimbledon West, London, SW20 0TW, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Nigel Purves	Director	May 1985	22 Feb 2019	3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 3
still active: 3

In the full report: all 3 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
All 5 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 June 2025Abridged accountsNot audited

Net assets

£21.4k

−72% from £75.3k

Cash at bank

£42.6k

+341% from £9,676

Employees (average)

0

Same as 0

Owed within a year

£31.4k

+407% from £6,203

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11842567. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Unmortgage Arrangers’s history from the FCA register and Companies House, newest first.

Key events (5) All events (17)

2021

22 January 2021

Regulated by the FCA from this date
FCA imposed a requirement (FCA unregulated business disclosure requirement)
Became authorised by the FCA

FCA register

2019

22 February 2019

Incorporated at Companies House
Unmortgage Ltd took control (75–100% of shares)

Companies House

In the full report: all 17 events

All 17 events in its history (5 shown here)
Every director appointment and resignation: 9

Firms connected to Unmortgage Arrangers

Other FCA-listed firms that share a director, phone number or address with Unmortgage Arrangers. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Unmortgage Arrangers

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Unmortgage Arrangers

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

3 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 17 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Unmortgage Arrangers Limited FCA authorised?

Yes, Unmortgage Arrangers Limited (FRN 838366) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2021 and works as an insurance broker. The FCA has placed a limit on what it may do.

What is Unmortgage Arrangers’ phone number and website?

The FCA register lists the phone number 07879 338382 and the website wayhome.co.uk for Unmortgage Arrangers. If you were given different contact details, use these to check with the firm before going any further.

Is Unmortgage Arrangers a scam or clone?

Unmortgage Arrangers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Unmortgage Arrangers?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Unmortgage Arrangers to the Financial Ombudsman Service, free of charge.

Who owns Unmortgage Arrangers?

Unmortgage Arrangers is owned by Unmortgage Ltd, which holds 75–100% of shares, 75–100% of votes, can appoint and remove the board and held through a firm, since 22 February 2019.

Who runs Unmortgage Arrangers?

Companies House lists one director of Unmortgage Arrangers: Nigel Purves.

How long has Unmortgage Arrangers been in business?

The company was formed on 22 February 2019, and has held its current FCA authorisation since January 2021.

What do Unmortgage Arrangers’ latest accounts show?

Its latest accounts, to 30 June 2025, show net assets of £21.4k (−72% from £75.3k) and cash at bank of £42.6k (+341% from £9,676).

Does Unmortgage Arrangers use any other names?

It trades as Unmortgage and Wayhome.