Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
1-2 Charterhouse Mews, London, EC1M 6BB, United Kingdom
In the full report: 3 background checks
- When upscoreapp.com first appeared online, and whether it can receive email
- What kind of line 020 7014 8060 is, and the 2 other firms that give it
- Who else gives the postcode EC1M 6BB
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- Credit Broking
- Providing Credit Information Services
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14707637 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 March 2023 (3 years old)
- Registered office
- 1-2 Charterhouse Mews, London, EC1M 6BB, United Kingdom
- Nature of business
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- Other information technology service activities (SIC 62090)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Thomas George Carew Colvin | Director | Aug 1983 | 6 Mar 2023 | 3 other companies |
| Marcelo Barreneche | Director | Jun 1985 | 22 Jun 2026 | None |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 1
- still active
- 2
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£611k
Down £581k from −£29.1k
Cash at bank
£449k
−38% from £726k
Employees (average)
2
Same as 2
Owed within a year
£1,952
−97% from £74.4k
Net assets are negative: on its last balance sheet the company owed £611k more than it owned.
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 14707637. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Upscore’s history from the FCA register and Companies House, newest first.
2024
1 October 2024
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2023
1 April 2023
- Marcelo Barreneche became a part-owner (25–50% of shares)
Companies House
6 March 2023
- Incorporated at Companies House
- Thomas George Carew Colvin gained significant control
Companies House
In the full report: all 16 events
- All 16 events in its history (5 shown here)
- Every director appointment and resignation: 8
Firms connected to Upscore
Other FCA-listed firms that share a director, phone number or address with Upscore. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its phone number
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same phone number (2), the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Upscore
Other firms of the same type (credit broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Upscore
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- All 16 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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How long has Upscore been in business?
What do Upscore’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk