UR Mortgage London Ltd

Reference number: 1009576

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When urmortgage.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 8191 7196 is
  • Who else gives the postcode UB3 3EF
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FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Dealing in investments as agent
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
12719945
Company status
Active
Company type
Private limited company
Incorporated
5 July 2020 (6 years old)
Registered office
31 Swallow Street, Iver, SL0 0ER, England
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
Gurleen Kaur Director Dec 1981 5 Jul 2020 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 July 2026Micro-entity accountsNot audited

Net assets

£105k

+50% from £70.3k

Employees (average)

1

Same as 1

Owed within a year

£44.2k

−3.5% from £45.8k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2021 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12719945. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

UR Mortgage London’s history from the FCA register and Companies House, newest first.

2024

21 August 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA
  • FCA recorded a standard requirement (Financial Promotions for own firm, ARs and other members of the group)

FCA register

2020

5 July 2020

  • Incorporated at Companies House
  • Gurleen Kaur took control (75–100% of shares)
  • Gurleen Kaur appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like UR Mortgage London

Other firms of the same type (mortgage adviser or broker), nearest first.

In Hayes

Aman DhandHayesAuthorisedBespoke Mortgages LtdHayesAuthorisedFriendship Financial Services LimitedHayesAuthorisedJapp Financial LtdHayesAuthorisedJust Mortgage LtdHayesAuthorisedMoneypal Finance LimitedHayesAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on UR Mortgage London

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is UR Mortgage London Ltd FCA authorised?
Yes, UR Mortgage London Ltd (FRN 1009576) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2024 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is UR Mortgage London’s phone number and website?
The FCA register lists the phone number 020 8191 7196 and the website urmortgage.co.uk for UR Mortgage London. If you were given different contact details, use these to check with the firm before going any further.
Is UR Mortgage London a scam or clone?
UR Mortgage London is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with UR Mortgage London?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about UR Mortgage London to the Financial Ombudsman Service, free of charge.
Who owns UR Mortgage London?
Companies House lists one person with significant control of UR Mortgage London: Mrs Gurleen Kaur (75–100% of shares).
Who runs UR Mortgage London?
Companies House lists one director of UR Mortgage London: Gurleen Kaur.
How long has UR Mortgage London been in business?
The company was formed on 5 July 2020, and has held its current FCA authorisation since August 2024.
What do UR Mortgage London’s latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £105k (+50% from £70.3k).

Sources and links

The full report on UR Mortgage London Ltd

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