Urquharts & Co. Holdings Ltd
Reference number: 1033651
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 30 April 2022
- Its phone number is also given by a firm that is no longer authorised
- One of its directors is also a director of a firm that is no longer authorised
- 1 thing worth a closer look in the background checks
Responsible principal firm
ADARO OPTICS LIMITED Reference number: 924690 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- URQUHARTS & CO. HOLDINGS LTD (FRN 1033651) is an AR of ADARO OPTICS LIMITED (FRN 924690). When you use URQUHARTS & CO. HOLDINGS's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from URQUHARTS & CO. HOLDINGS, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
Also given by a firm that is no longer authorised. Check you are dealing with the firm on this page.
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Address
5 South Charlotte Street, Edinburgh, Edinburgh, City Of, EH2 4AN, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When urquhart-opticians.co.uk first appeared online, and whether it can receive email
- What kind of line 01563 525059 is, and the other firm that gives it
- Whether EH2 4AN is a shared office: 20 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Adaro Optics Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC617928 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 11 January 2019 (7 years old)
- Registered office
- 5 South Charlotte Street, Edinburgh, EH2 4AN, Scotland
- Nature of business
-
- Activities of other holding companies not elsewhere classified (SIC 64209)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Alistair Duff | Director | Jul 1986 | 11 Jan 2019 | 15 other companies |
| Peter Telfer | Director | Aug 1987 | 11 Jan 2019 | 15 other companies |
| Imran Hakim | Director | Sep 1977 | 30 Apr 2022 | 526 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 528
- closed down
- 17
- are FCA-registered
- 11
In the full report: all 528 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 11 on the FCA register, including 3 no longer authorised
- The 16 companies these 3 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£99.2k
Up £104k from −£4,359
Cash at bank
£61.4k
+293% from £15.6k
Employees (average)
0
Same as 0
Owed within a year
£103k
−13% from £118k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company SC617928. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Urquharts & Co. Holdings’s history from the FCA register and Companies House, newest first.
2025
2 June 2025
- Became an appointed representative
FCA register
2023
31 December 2023
- Pt & Ad Investments Ltd gained significant control
Companies House
2022
30 April 2022
- Alistair Duff stopped being a part-owner
- Ho2 Management Limited became the majority owner (50–75% of shares)
- Peter Telfer stopped being a part-owner
Companies House
2019
11 January 2019
- Incorporated at Companies House
- Alistair Duff became a part-owner (25–50% of shares)
- Peter Telfer became a part-owner (25–50% of shares)
Companies House
In the full report: all 13 events
- All 13 events in its history (8 shown here)
- Every director appointment and resignation: 5
Firms connected to Urquharts & Co. Holdings
Other FCA-listed firms that share a director, phone number or address with Urquharts & Co. Holdings. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 10
- no longer authorised
- 3
- share a director
- 10
In the full report: all 10 connected firms, named
- How each is linked: shared directors (10), the same phone number (1), the same postcode (4)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Urquharts & Co. Holdings
Other firms of the same type (credit broker), nearest first.
In Edinburgh
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Urquharts & Co. Holdings
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 528 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- All 13 events in its history
- 10 connected firms, named, and who links them
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Frequently asked questions about this firm
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What do Urquharts & Co. Holdings’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk