Usman Manzoor

Reference number: 1053373

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Appointed representative

Usman Manzoor does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Usman Manzoor (FRN 1053373) is an AR of HL Partnership Limited (FRN 303397). When you use Usman Manzoor's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Usman Manzoor, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07710 997971

  • Address

    98-102 Wellesley House, 1st Floor Cranbrook Road, Ilford, Essex, IG1 4NH, United Kingdom

In the full report: 2 background checks

  • What kind of line 07710 997971 is
  • Who else gives the postcode IG1 4NH
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Family Nest Finance Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Usman Manzoor’s history from the FCA register and Companies House, newest first.

2026

31 March 2026

  • Became an appointed representative
  • Began trading as "Family Nest Finance"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Usman Manzoor

Other FCA-listed firms that share a director, phone number or address with Usman Manzoor. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Usman Manzoor

Other firms of the same type (mortgage adviser or broker), nearest first.

In Ilford

Capitrad Advisors LimitedIlfordAppointed representativeEdge Mortgages LtdIlfordAppointed representativeElliott Chase LimitedIlfordAppointed representativeGemma BelchambersIlfordAppointed representativeHarpreet OberoiIlfordAppointed representativeLender's Corner LtdIlfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Usman Manzoor

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Usman Manzoor FCA authorised?
Usman Manzoor (FRN 1053373) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Usman Manzoor?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Usman Manzoor (FRN 1053373) is an AR of HL Partnership Limited (FRN 303397). When you use Usman Manzoor's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Usman Manzoor, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Usman Manzoor’s phone number?
The FCA register lists the phone number 07710 997971 for Usman Manzoor. If you were given different contact details, use these to check with the firm before going any further.
Is Usman Manzoor a scam or clone?
Usman Manzoor is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Usman Manzoor?
Protection works through HL Partnership Limited, the principal firm responsible for Usman Manzoor's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Usman Manzoor use any other names?
It trades as Family Nest Finance.

Sources and links

The full report on Usman Manzoor

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