UT Tax Ltd: FCA regulated?

Registered with the FCA

This firm is registered to provide account information services. With your permission it can read your account data, but it cannot hold or move your money.

Registered for 7 years
Complaints covered by the Ombudsman
No FCA actions
Active company since 2018
Accounts filed up to 31 March 2025
On its latest accounts it owed £269k more than it owned

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

untied.io (opens in a new tab)
Phone number

020 3627 5643
Address

Fides House, 10 Chertsey Road, Woking, GU21 5AB, United Kingdom

In the full report: 3 background checks

When untied.io first appeared online, and whether it can receive email
What kind of line 020 3627 5643 is, and the other firm that gives it
Who else gives the postcode GU21 5AB

Other names (1)

If you were contacted under any of these names, it is this firm.

untied Trading name: A name it trades under now.

FCA permissions and consumer protection

Account information No FSCS cover
This firm does not hold or move your money, it only reads your account data with your permission. There are no customer funds to safeguard and FSCS protection does not arise. You can still complain about how it handled your data.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 11643855 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 26 October 2018 (7 years old)
Registered office: 10 Chertsey Road, Woking, GU21 5AB, United Kingdom
Nature of business: Other information technology service activities (SIC 62090)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Kevin Simon Sefton	Director	Aug 1971	26 Oct 2018	None
Marcus John Tettmar	Director	Jan 1972	26 Oct 2018	1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company: 1
still active: 1

In the full report: all 1 company, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Total equity

−£269k

No earlier figure to compare

Employees (average)

3

Same as 3

Owed within a year

£75.7k

+74% from £43.4k

Total equity is negative: on its last balance sheet the company owed £269k more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11643855. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

UT Tax’s history from the FCA register and Companies House, newest first.

Key events (6) All events (9)

2023

21 June 2023

Regulated by the FCA from this date

FCA register

2019

12 August 2019

Status on the FCA register became "Registered Account Information Service Provider"

FCA register

1 February 2019

Marcus John Tettmar became a part-owner (25–50% of shares)
Marcus John Tettmar stopped being a part-owner

Companies House

2018

26 October 2018

Incorporated at Companies House
Kevin Simon Sefton became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

All 9 events in its history (6 shown here)
Every director appointment and resignation: 2

Firms connected to UT Tax

Other FCA-listed firms that share a director, phone number or address with UT Tax. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share its phone number: 1
share its postcode: 3

In the full report: all 3 connected firms, named

How each is linked: the same phone number (1), the same postcode (3)
Who links each one: the named directors, with dates

Firms like UT Tax

Other firms of the same type (payment or money transfer firm), nearest first.

In Woking

Clarity LimitedWokingAuthorised Payver LimitedWokingRegistered Mdrclarity LimitedWokingAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on UT Tax

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

1 other company its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 9 events in its history
3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is UT Tax Ltd FCA authorised?

Yes, UT Tax Ltd (FRN 910169) is registered with the FCA and permitted to provide its regulated services.

What is UT Tax’s phone number and website?

The FCA register lists the phone number 020 3627 5643 and the website untied.io for UT Tax. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.

Is UT Tax a scam or clone?

UT Tax is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with UT Tax?

Protection depends on which product you hold and how UT Tax handles your money, so check the specific product before you commit. You can also refer complaints about UT Tax to the Financial Ombudsman Service, free of charge.

Who owns UT Tax?

Companies House lists 2 people with significant control of UT Tax: Mr Marcus John Tettmar (25–50% of shares) and Kevin Simon Sefton (25–50% of shares).

Who runs UT Tax?

Companies House lists 2 directors of UT Tax: Kevin Simon Sefton and Marcus John Tettmar.

How long has UT Tax been in business?

The company was formed on 26 October 2018, and has held its current FCA authorisation since August 2019.

What do UT Tax’s latest accounts show?

Its latest accounts, to 31 March 2025, show total equity of −£269k (no earlier figure to compare).

Does UT Tax use any other names?

It trades as untied.