Utility Aid Limited

Reference number: 564348

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Utility Aid Limited (FRN 564348) introduces customers to SEIB INSURANCE BROKERS LIMITED (FRN 479477). Any regulated advice or arranging is done by the principal, not Utility Aid.
  • Example: if Utility Aid refers you to a financial adviser, the advice should come from the principal firm, not from Utility Aid itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When utility-aid.co.uk first appeared online, and whether it can receive email
  • What kind of line 0808 178 8170 is
  • Who else gives the postcode NG34 7TW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Seib Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 April 2002 (24 years old)
Registered office
4th Floor Of The Hub Navigation Wharf, Carre Street, Sleaford, Lincolnshire, NG34 7TW, England
Nature of business
  • Agents involved in the sale of fuels, ores, metals and industrial chemicals (SIC 46120)

Directors and company secretaries

Name Role Born Appointed Other companies
Alex Giles Hankinson Director May 1967 5 Sep 2013 8 other companies
Andrew Charles Homer Director Mar 1953 25 Jul 2014 275 other companies
Simon Andrew Dawson Director Mar 1974 1 Jan 2025 5 other companies
Simon Andrew Dawson Secretary Not published 1 Jan 2025 –

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
287
closed down
208
went insolvent
1

In the full report: all 287 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 12 on the FCA register
  • The 1 company these 3 directors run together
  • All 21 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsAudited

Net assets

£3.16m

+86% from £1.70m

Cash at bank

£2.58m

+175% from £937k

Employees (average)

0

−100% from 62

Owed within a year

£1.55m

+116% from £718k

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04408718. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Utility Aid’s history from the FCA register and Companies House, newest first.

2017

24 January 2017

  • Ua Energy Ltd took control (75–100% of shares)

Companies House

2011

12 September 2011

  • Became an introducer appointed representative

FCA register

2002

3 April 2002

  • Incorporated at Companies House

Companies House

In the full report: all 44 events

  • All 44 events in its history (3 shown here)
  • Every director appointment and resignation: 41
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Firms connected to Utility Aid

Other FCA-listed firms that share a director, phone number or address with Utility Aid. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2
past links
12

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
  • 12 past links through former directors
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Firms like Utility Aid

Other firms of the same type (credit broker), nearest first.

In Sleaford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Utility Aid

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 287 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 44 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Utility Aid Limited FCA authorised?
Utility Aid Limited (FRN 564348) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Utility Aid?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Utility Aid Limited (FRN 564348) introduces customers to SEIB INSURANCE BROKERS LIMITED (FRN 479477). Any regulated advice or arranging is done by the principal, not Utility Aid. Example: if Utility Aid refers you to a financial adviser, the advice should come from the principal firm, not from Utility Aid itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Utility Aid’s phone number and website?
The FCA register lists the phone number 0808 178 8170 and the website utility-aid.co.uk for Utility Aid. If you were given different contact details, use these to check with the firm before going any further.
Is Utility Aid a scam or clone?
Utility Aid is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Utility Aid?
Protection works through Seib Insurance Brokers Limited, the principal firm responsible for Utility Aid's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Utility Aid?
Utility Aid is owned by Ua Energy Ltd, which holds 75–100% of shares and 75–100% of votes, since 24 January 2017.
Who runs Utility Aid?
Companies House lists 3 directors of Utility Aid: Alex Giles Hankinson, Andrew Charles Homer and Simon Andrew Dawson.
How long has Utility Aid been in business?
The company was formed on 3 April 2002.
What do Utility Aid’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £3.16m (+86% from £1.70m) and cash at bank of £2.58m (+175% from £937k).

Sources and links

The full report on Utility Aid Limited

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