Utmost Services Limited

Reference number: 769350

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Utmost Services Limited (FRN 769350) is an AR of Utmost International Distribution Services Limited (FRN 1007096). When you use Utmost Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Utmost Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3868 5300

  • Address

    King Edward Bay House, King Edward Road, Onchan, IM99 1NU, Isle of Man

In the full report: 2 background checks

  • What kind of line 020 3868 5300 is
  • Who else gives the postcode IM99 1NU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • UTMOST WEALTH SOLUTIONS Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Utmost International Distribution Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Utmost Services’s history from the FCA register and Companies House, newest first.

2017

20 February 2017

  • Began trading as "UTMOST WEALTH SOLUTIONS"

FCA register

13 January 2017

  • Became an appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Get the full report on Utmost Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Utmost Services Limited FCA authorised?
Utmost Services Limited (FRN 769350) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Utmost Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Utmost Services Limited (FRN 769350) is an AR of Utmost International Distribution Services Limited (FRN 1007096). When you use Utmost Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Utmost Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Utmost Services’ phone number?
The FCA register lists the phone number 020 3868 5300 for Utmost Services. If you were given different contact details, use these to check with the firm before going any further.
Is Utmost Services a scam or clone?
Utmost Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Utmost Services?
Protection works through Utmost International Distribution Services Limited, the principal firm responsible for Utmost Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Utmost Services use any other names?
It trades as UTMOST WEALTH SOLUTIONS.

Sources and links

The full report on Utmost Services Limited

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