V4b Business Finance Limited

Reference number: 802921

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When businessfinance-v4b.com first appeared online, and whether it can receive email
  • What kind of line 01978 664550 is, and the other firm that gives it
  • Who else gives the postcode LL13 9UH
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Business Finance - a V4B Company Trading name
  • V4B Commercial Finance Trading name
  • V4B Professions Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Credit Broking

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
11181409
Company status
Active
Company type
Private limited company
Incorporated
1 February 2018 (8 years old)
Registered office
Ellkat House Coed Aben Road, Wrexham Industrial Estate, Wrexham, LL13 9UH, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Richard Anthony David Stokes-Boreham Director Jan 1963 1 Feb 2018 9 other companies
Peter Jason Hollingsworth Director Oct 1973 20 Aug 2019 1 other company
Tracey Dawn Jones Director Jul 1971 20 Aug 2019 9 other companies
Andrea Lyons Director May 1968 20 Aug 2019 2 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
12
closed down
3
are FCA-registered
2

In the full report: all 12 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 7 companies these 4 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Full accountsNot audited

Net assets

£100k

−19% from £124k

Cash at bank

£50.3k

−48% from £97.3k

Owed within a year

£462k

+58% from £292k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11181409. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

V4b Business Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (17)

2018

15 June 2018

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1 February 2018

  • Incorporated at Companies House
  • Richard Antony David Stokes-Boreham became a part-owner (25–50% of shares)

Companies House

In the full report: all 17 events

  • All 17 events in its history (4 shown here)
  • Every director appointment and resignation: 8
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Firms connected to V4b Business Finance

Other FCA-listed firms that share a director, phone number or address with V4b Business Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
2
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (2), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like V4b Business Finance

Other firms of the same type (credit broker), nearest first.

In Wrexham

Arran Finance LimitedWrexhamSee the registerChirk Service StationWrexhamAuthorisedClarity Copiers (NW)WrexhamAuthorisedDyfed RobertsWrexhamAuthorisedFleet Sauce LimitedWrexhamAuthorisedJames Lester SmithWrexhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on V4b Business Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 12 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 17 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is V4b Business Finance Limited FCA authorised?
Yes, V4b Business Finance Limited (FRN 802921) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2018 and works as a credit broker. The FCA has placed no limits on its permissions.
What is V4b Business Finance’s phone number and website?
The FCA register lists the phone number 01978 664550 and the website businessfinance-v4b.com for V4b Business Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is V4b Business Finance a scam or clone?
V4b Business Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with V4b Business Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how V4b Business Finance handles your money, so check the specific product before you commit. You can also refer complaints about V4b Business Finance to the Financial Ombudsman Service, free of charge.
Who owns V4b Business Finance?
Companies House lists one person with significant control of V4b Business Finance: Mr Richard Antony David Stokes-Boreham (25–50% of shares).
Who runs V4b Business Finance?
Companies House lists 4 directors of V4b Business Finance: Richard Anthony David Stokes-Boreham, Peter Jason Hollingsworth, Tracey Dawn Jones and Andrea Lyons.
How long has V4b Business Finance been in business?
The company was formed on 1 February 2018, and has held its current FCA authorisation since June 2018.
What do V4b Business Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £100k (−19% from £124k) and cash at bank of £50.3k (−48% from £97.3k).
Does V4b Business Finance use any other names?
It trades as Business Finance - a V4B Company, V4B Commercial Finance and V4B Professions.

Sources and links

The full report on V4b Business Finance Limited

£19.99 · Instant PDF download

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