Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 11 years
- Protected through the principal
- No FCA actions
- Active company since 2015
- Accounts filed up to 31 December 2025
Responsible principal firm
The Right Mortgage Limited Reference number: 649443 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- VA Mortgage Advice Services Ltd (FRN 681800) is an AR of The Right Mortgage Limited (FRN 649443). When you use VA Mortgage Advice Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from VA Mortgage Advice Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Church Close, Church End, Hilton, Huntingdon, Cambridgeshire, PE28 9NJ, United Kingdom
In the full report: 2 background checks
- What kind of line 0345 370 9970 is
- Who else gives the postcode PE28 9NJ
Other names (2)
If you were contacted under any of these names, it is this firm.
- VA Mortgages Trading name: A name it trades under now.
- Fogg Financial Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Right Mortgage Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- VA MORTGAGE ADVICE SERVICES LIMITED
- Company number
- 09380622 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 January 2015 (11 years old)
- Registered office
- Church Close, Church End, Hilton, Cambridgeshire, PE28 9NJ
- Nature of business
-
- Activities of mortgage finance companies (SIC 64922)
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Sara Jane Partridge | Director | Jun 1960 | 9 Jan 2015 | 6 other companies |
| Mark Paul Stanton | Director | Jun 1955 | 9 Jan 2015 | 6 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 5
- run together
- 5
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 5 companies these 2 directors run together
Filed accounts and finances
Net assets
£32.0k
+49% from £21.5k
Employees (average)
2
Same as 2
Owed within a year
£3,151
−76% from £13.3k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09380622. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
VA Mortgage Advice Services’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Mark Paul Stanton became a part-owner (25–50% of shares)
- Sara Jane Partridge became a part-owner (25–50% of shares)
Companies House
2015
2 April 2015
- Became an appointed representative
FCA register
9 January 2015
- Incorporated at Companies House
Companies House
In the full report: all 9 events
- All 9 events in its history (4 shown here)
- Every director appointment and resignation: 2
Firms like VA Mortgage Advice Services
Other firms of the same type (insurance broker), nearest first.
In Huntingdon
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on VA Mortgage Advice Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 9 events in its history
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Frequently asked questions about this firm
Is VA Mortgage Advice Services Ltd FCA authorised?
What does appointed representative mean for VA Mortgage Advice Services?
What is VA Mortgage Advice Services’ phone number?
Is VA Mortgage Advice Services a scam or clone?
Is my money safe with VA Mortgage Advice Services?
Who owns VA Mortgage Advice Services?
Who runs VA Mortgage Advice Services?
How long has VA Mortgage Advice Services been in business?
What do VA Mortgage Advice Services’ latest accounts show?
Does VA Mortgage Advice Services use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk