Vale Veterinary Group Limited

Reference number: 722518

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When valevetgroup.co.uk first appeared online, and whether it can receive email
  • What kind of line 01299 822423 is
  • Who else gives the postcode DY13 0LB
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

Limits on what they may do

  • Not permitted to canvass off trade premises
    The firm is not permitted to canvass regulated borrower-lender-supplier agreements or regulated consumer hire agreements off trade premises

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
8 November 2007 (18 years old)
Registered office
The Veterinary Surgery, Areley Common, Stourport-On-Severn, Worcestershire, DY13 0LB, England
Nature of business
  • Veterinary activities (SIC 75000)

Directors and company secretaries

Name Role Born Appointed Other companies
Lisa Catherine Langford Director Apr 1966 28 Feb 2008 None
Richard Caddick Director Jul 1974 1 Apr 2008 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£540k

+8.2% from £499k

Cash at bank

£244k

+12% from £219k

Employees (average)

39

+22% from 32

Owed within a year

£561k

−9.8% from £621k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06421352. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Vale Veterinary Group’s history from the FCA register and Companies House, newest first.

2017

31 March 2017

  • William Gordon Rosie stopped being a part-owner

Companies House

2016

8 November 2016

  • Lisa Catherine Langford became a part-owner (25–50% of shares)
  • Richard Caddick gained significant control
  • William Gordon Rosie became a part-owner (25–50% of shares)

Companies House

4 March 2016

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not permitted to canvass off trade premises)
  • Became authorised by the FCA

FCA register

2007

8 November 2007

  • Incorporated at Companies House

Companies House

In the full report: all 14 events

  • All 14 events in its history (8 shown here)
  • Every director appointment and resignation: 4
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Firms like Vale Veterinary Group

Other firms of the same type (lender), nearest first.

In the Dudley (DY) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vale Veterinary Group

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 14 events in its history

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Frequently asked questions about this firm

Is Vale Veterinary Group Limited FCA authorised?
Yes, Vale Veterinary Group Limited (FRN 722518) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2016 and works as a lender. The FCA has placed a limit on what it may do.
What is Vale Veterinary Group’s phone number and website?
The FCA register lists the phone number 01299 822423 and the website valevetgroup.co.uk for Vale Veterinary Group. If you were given different contact details, use these to check with the firm before going any further.
Is Vale Veterinary Group a scam or clone?
Vale Veterinary Group is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vale Veterinary Group?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Vale Veterinary Group handles your money, so check the specific product before you commit. You can also refer complaints about Vale Veterinary Group to the Financial Ombudsman Service, free of charge.
Who owns Vale Veterinary Group?
Companies House lists 2 people with significant control of Vale Veterinary Group: Lisa Catherine Langford (25–50% of shares) and Mr Richard Caddick (significant influence or control). Before that, it was controlled by Mr William Gordon Rosie.
Who runs Vale Veterinary Group?
Companies House lists 2 directors of Vale Veterinary Group: Lisa Catherine Langford and Richard Caddick.
How long has Vale Veterinary Group been in business?
The company was formed on 8 November 2007, and has held its current FCA authorisation since March 2016.
What do Vale Veterinary Group’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £540k (+8.2% from £499k) and cash at bank of £244k (+12% from £219k).

Sources and links

The full report on Vale Veterinary Group Limited

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