ValidPath Financial Limited
Reference number: 836465
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
The Maltings, East Tyndall Street, Cardiff Bay, Cardiff, Caerdydd, CF24 5EA, United Kingdom
In the full report: 3 background checks
- When validpath.co.uk first appeared online, and whether it can receive email
- What kind of line 029 2294 7945 is
- Who else gives the postcode CF24 5EA
Other names (3)
If you were contacted under any of these names, it is this firm.
- ValidPath Trading name: A name it trades under now.
- Preference Financial Services Limited Former name: A name it was registered under before.
- Preference Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Advise on or arrange mortgages · Arrange equity release FSCS may applyMortgage advice and arranging may be FSCS-covered, up to the limit that applies.
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (17 permissions)
- Acting as a CBTL advisor
- Acting as a CBTL arranger
- Advising on a home reversion plan
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Advising on P2P agreements
- Advising on Pension Transfers and Pension Opt Outs
- Advising on regulated mortgage contracts
- Arranging (bringing about) a home reversion plan
- Arranging (bringing about) deals in investments
- Arranging (bringing about) regulated mortgage contracts
- Credit Broking
- Dealing in investments as agent
- Debt-counselling
- Making arrangements with a view to a home reversion plan
- Making arrangements with a view to regulated mortgage contracts
- Making arrangements with a view to transactions in investments
- Providing Credit Information Services
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11679473 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 15 November 2018 (7 years old)
- Registered office
- Unit 8 8 Shepherd Market, London, W1J 7JY, United Kingdom
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Angus Ian Robert Macnee | Director | May 1982 | 15 Nov 2018 | 6 other companies |
| Adrian Thomas Kirk | Director | May 1978 | 7 Mar 2022 | 21 other companies |
| Heledd Wyn Richards | Director | Dec 1981 | 1 Sep 2022 | 1 other company |
| Timothy Peter Riseborough | Director | Aug 1975 | 18 Sep 2024 | 3 other companies |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 25
- closed down
- 5
- are FCA-registered
- 4
In the full report: all 25 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 on the FCA register, including one no longer authorised
- The 5 companies these 4 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£484k
+244% from £141k
Cash at bank
£641k
+342% from £145k
Employees (average)
0
Same as 0
Owed within a year
£621k
Up £572k from £48.8k
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11679473. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
ValidPath Financial’s history from the FCA register and Companies House, newest first.
2022
16 February 2022
- Changed its registered name from "Preference Financial Services Limited"
FCA register
2019
2 September 2019
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
2018
15 November 2018
- Incorporated at Companies House
- Validpath Financial Network Limited took control (75–100% of shares)
Companies House
In the full report: all 16 events
- All 16 events in its history (5 shown here)
- Every director appointment and resignation: 6
Firms connected to ValidPath Financial
Other FCA-listed firms that share a director, phone number or address with ValidPath Financial. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 3
- share its postcode
- 1
In the full report: all 3 connected firms, named
- How each is linked: shared directors (3), the same postcode (1)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like ValidPath Financial
Other firms of the same type (financial adviser), nearest first.
In Cardiff
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on ValidPath Financial
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 25 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 16 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk