Valifi Limited

Reference number: 1047114

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When valifi.co.uk first appeared online, and whether it can receive email
  • What kind of line 07825 600997 is
  • Who else gives the postcode SK8 2JY
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15968551
Company status
Active
Company type
Private limited company
Incorporated
20 September 2024 (2 years old)
Registered office
Fft Reedham House, 31 King Street West, Manchester, Greater Manchester, M3 2PJ, England
Nature of business
  • Other information technology service activities (SIC 62090)

Directors and company secretaries

Name Role Born Appointed Other companies
James Brodrick Director Sep 1980 20 Sep 2024 3 other companies
Scott Jordan Stapleton Director Nov 1984 20 Sep 2024 1 other company
Diane Wade Director Sep 1963 20 Sep 2024 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
still active
5

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

17 months to 28 February 2026Small company accountsNot audited

Total equity

£9,765

No earlier figure to compare

Cash at bank

£231k

No earlier figure to compare

Employees (average)

4

No earlier figure to compare

Owed within a year

£458k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15968551. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Valifi’s history from the FCA register and Companies House, newest first.

Key events (5) All events (13)

2026

12 June 2026

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2024

20 September 2024

  • Incorporated at Companies House
  • Nicholas Zapolski became a part-owner (25–50% of shares)
  • Scott Jordan Stapleton became a part-owner (25–50% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (5 shown here)
  • Every director appointment and resignation: 5
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Get the full report on Valifi

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 13 events in its history

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Frequently asked questions about this firm

Is Valifi Limited FCA authorised?
Yes, Valifi Limited (FRN 1047114) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2026. The FCA has placed no limits on its permissions.
What is Valifi’s phone number and website?
The FCA register lists the phone number 07825 600997 and the website valifi.co.uk for Valifi. If you were given different contact details, use these to check with the firm before going any further.
Is Valifi a scam or clone?
Valifi is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Valifi?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Valifi handles your money, so check the specific product before you commit. You can also refer complaints about Valifi to the Financial Ombudsman Service, free of charge.
Who owns Valifi?
Companies House lists 2 people with significant control of Valifi: Mr Nicholas Zapolski (25–50% of shares) and Mr Scott Jordan Stapleton (25–50% of shares).
Who runs Valifi?
Companies House lists 3 directors of Valifi: James Brodrick, Scott Jordan Stapleton and Diane Wade.
How long has Valifi been in business?
The company was formed on 20 September 2024, and has held its current FCA authorisation since June 2026.
What do Valifi’s latest accounts show?
Its latest accounts, to 28 February 2026, show total equity of £9,765 (no earlier figure to compare) and cash at bank of £231k (no earlier figure to compare).

Sources and links

The full report on Valifi Limited

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