Valor Ins Services Limited

Reference number: 1017432

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Movo Partnership Ltd Reference number: 823503 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • VALOR INS SERVICES LIMITED (FRN 1017432) is an AR of Movo Partnership Ltd (FRN 823503). When you use VALOR INS SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from VALOR INS SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When valorins.co.uk first appeared online, and whether it can receive email
  • What kind of line 07738 685903 is
  • Who else gives the postcode BB5 5JR
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Valor Insurance Brokers Trading name
  • Valor Ins Services Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Movo Partnership Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15835925
Company status
Active
Company type
Private limited company
Incorporated
12 July 2024 (2 years old)
Registered office
Reception 1, First Floor Offices Red Rose Court, Clayton Business Park, Clayton Le Moors, Lancashire, BB5 5JR, United Kingdom
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Simon O'Driscoll Director Jan 1970 12 Jul 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 July 2025Full accountsNot audited

Total equity

−£6,820

No earlier figure to compare

Cash at bank

£10

No earlier figure to compare

Total equity is negative: on its last balance sheet the company owed £6,820 more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 15835925. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Valor Ins Services’s history from the FCA register and Companies House, newest first.

2025

27 November 2025

  • Changed its registered name from "Valor Ins Services Ltd"

FCA register

2024

26 September 2024

  • Began trading as "Valor Insurance Brokers"

FCA register

13 September 2024

  • Became an appointed representative

FCA register

12 July 2024

  • Incorporated at Companies House
  • Simon O'Driscoll took control (75–100% of shares)
  • Simon O'driscoll appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Valor Ins Services

Other FCA-listed firms that share a director, phone number or address with Valor Ins Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Valor Ins Services

Other firms of the same type (insurance broker), nearest first.

In Accrington

McGrath Wealth Management LimitedAccringtonAppointed representativeMorris Jones and Associates LtdAccringtonAuthorisedOwen & Ewing Insurance Brokers LtdAccringtonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Valor Ins Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Valor Ins Services Limited FCA authorised?
Valor Ins Services Limited (FRN 1017432) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Valor Ins Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Valor Ins Services Limited (FRN 1017432) is an AR of Movo Partnership Ltd (FRN 823503). When you use Valor Ins Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Valor Ins Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Valor Ins Services’ phone number and website?
The FCA register lists the phone number 07738 685903 and the website valorins.co.uk for Valor Ins Services. If you were given different contact details, use these to check with the firm before going any further.
Is Valor Ins Services a scam or clone?
Valor Ins Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Valor Ins Services?
Protection works through Movo Partnership Ltd, the principal firm responsible for Valor Ins Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Valor Ins Services?
Companies House lists one person with significant control of Valor Ins Services: Mr Simon O'Driscoll (75–100% of shares).
Who runs Valor Ins Services?
Companies House lists one director of Valor Ins Services: Simon O'Driscoll.
How long has Valor Ins Services been in business?
The company was formed on 12 July 2024.
What do Valor Ins Services’ latest accounts show?
Its latest accounts, to 31 July 2025, show total equity of −£6,820 (no earlier figure to compare) and cash at bank of £10 (no earlier figure to compare).
Does Valor Ins Services use any other names?
It trades as Valor Insurance Brokers. It has previously used the name Valor Ins Services Ltd.

Sources and links

The full report on Valor Ins Services Limited

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