Varissa LTD

Reference number: 670197

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When varissa.com first appeared online, and whether it can receive email
  • What kind of line 023 8009 0019 is
  • Who else gives the postcode SO32 1AD
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Other names (6)

If you were contacted under any of these names, it is this firm.

  • Agile Finance Trading name
  • Land Rover Contracts Trading name
  • Liberty Green Trading name
  • New Car Contract Trading name
  • Business Car and Van Former trading name
  • Specialist Leasing Company Former trading name

FCA permissions and consumer protection

  • Lend or arrange credit · Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09004824
Company status
Active
Company type
Private limited company
Incorporated
22 April 2014 (12 years old)
Registered office
167-169 Great Portland Street, London, W1W 5PF, England
Nature of business
  • Sale of new cars and light motor vehicles (SIC 45111)
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Renting and leasing of cars and light motor vehicles (SIC 77110)

Directors and company secretaries

Name Role Born Appointed Other companies
Steven Mcinally Director Oct 1969 15 May 2015 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£1,671

Up £7,182 from −£5,511

Employees (average)

1

Same as 1

Owed within a year

£29.1k

−13% from £33.6k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09004824. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Varissa’s history from the FCA register and Companies House, newest first.

Key events (6) All events (21)

2022

8 March 2022

  • Lesley McInally became a part-owner (25–50% of shares)
  • Steve McInally stopped being the majority owner

Companies House

2016

6 April 2016

  • Steve McInally became the majority owner (50–75% of shares)

Companies House

2015

2 March 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2014

22 April 2014

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (6 shown here)
  • Every director appointment and resignation: 5
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Firms like Varissa

Other firms of the same type (lender), nearest first.

In Southampton

Bamboo LimitedSouthamptonAuthorisedCorhampton Golf ClubSouthamptonAuthorisedK J M EnterprisesSouthamptonAuthorisedLiberty Finance LimitedSouthamptonAuthorisedPaul Anthony ChannerSouthamptonAuthorisedRadcliffe & Co (Life & Pensions) LimitedSouthamptonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Varissa

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 8 years of accounts, charted
  • All 21 events in its history

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Frequently asked questions about this firm

Is Varissa LTD FCA authorised?
Yes, Varissa LTD (FRN 670197) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Varissa’s phone number and website?
The FCA register lists the phone number 023 8009 0019 and the website varissa.com for Varissa. If you were given different contact details, use these to check with the firm before going any further.
Is Varissa a scam or clone?
Varissa is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Varissa?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Varissa handles your money, so check the specific product before you commit. You can also refer complaints about Varissa to the Financial Ombudsman Service, free of charge.
Who owns Varissa?
Companies House lists one person with significant control of Varissa: Mrs Lesley McInally (25–50% of shares). Before that, it was controlled by Mr Steve McInally.
Who runs Varissa?
Companies House lists one director of Varissa: Steven McInally.
How long has Varissa been in business?
The company was formed on 22 April 2014, and has held its current FCA authorisation since March 2015.
What do Varissa’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £1,671 (up £7,182 from −£5,511).
Does Varissa use any other names?
It trades as Agile Finance, Land Rover Contracts, Liberty Green and New Car Contract. It has previously used 2 other names: Business Car and Van and Specialist Leasing Company.

Sources and links

The full report on Varissa LTD

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