Vehicle Contracts Limited

Reference number: 725582

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When vehiclecontracts.co.uk first appeared online, and whether it can receive email
  • What kind of line 01675 466433 is
  • Who else gives the postcode CV8 3EX
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Credit Broking
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
26 June 2000 (26 years old)
Registered office
Suite B 1b Bagshaw Close, Ryton On Dunsmore, Coventry, CV8 3EX, England
Nature of business
  • Financial leasing (SIC 64910)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Harris Director Aug 1974 1 Jan 2010 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

£30.7k

Up £164k from −£133k

Employees (average)

3

−25% from 4

Owed within a year

£38.0k

−86% from £272k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04021352. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Vehicle Contracts’s history from the FCA register and Companies House, newest first.

2025

17 July 2025

  • Rachael Hill stopped being a part-owner

Companies House

2024

30 December 2024

  • Blythe House Holdings Ltd gave up control
  • Rachael Hill became a part-owner (25–50% of shares)
  • Robert Thomas Harris became a part-owner (25–50% of shares)

Companies House

2021

21 October 2021

  • Blythe House Holdings Ltd took control (75–100% of shares)
  • Geoffrey Lee Phillips stopped being a part-owner
  • Graham Drummond Treble stopped being a part-owner
  • Robert Thomas Harris stopped being a part-owner

Companies House

2016

6 April 2016

  • Geoffrey Lee Phillips became a part-owner (25–50% of shares)
  • Graham Drummond Treble became a part-owner (25–50% of shares)
  • Robert Thomas Harris became a part-owner (25–50% of shares)

Companies House

20 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2002

12 February 2002

  • Board replaced: its only director left and 2 new directors took over

Companies House

2000

26 June 2000

  • Incorporated at Companies House

Companies House

In the full report: all 26 events

  • All 26 events in its history (15 shown here)
  • Every director appointment and resignation: 9
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Firms connected to Vehicle Contracts

Other FCA-listed firms that share a director, phone number or address with Vehicle Contracts. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Vehicle Contracts

Other firms of the same type (car dealer), nearest first.

In Coventry

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Vehicle Contracts

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 26 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Vehicle Contracts Limited FCA authorised?
Yes, Vehicle Contracts Limited (FRN 725582) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a car dealer. The FCA has placed no limits on its permissions.
What is Vehicle Contracts’ phone number and website?
The FCA register lists the phone number 01675 466433 and the website vehiclecontracts.co.uk for Vehicle Contracts. If you were given different contact details, use these to check with the firm before going any further.
Is Vehicle Contracts a scam or clone?
Vehicle Contracts is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Vehicle Contracts?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Vehicle Contracts handles your money, so check the specific product before you commit. You can also refer complaints about Vehicle Contracts to the Financial Ombudsman Service, free of charge.
Who owns Vehicle Contracts?
Companies House lists one person with significant control of Vehicle Contracts: Mr Robert Thomas Harris (25–50% of shares). Before that, it was controlled by Blythe House Holdings Ltd, Mr Graham Drummond Treble and Mr Geoffrey Lee Phillips.
Who runs Vehicle Contracts?
Companies House lists one director of Vehicle Contracts: Robert Harris.
How long has Vehicle Contracts been in business?
The company was formed on 26 June 2000, and has held its current FCA authorisation since January 2016.
What do Vehicle Contracts’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £30.7k (up £164k from −£133k).

Sources and links

The full report on Vehicle Contracts Limited

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