Veitch Financial Planning Ltd

Reference number: 939372

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

M&G ADVICE PARTNERS LIMITED Reference number: 584256 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • VEITCH FINANCIAL PLANNING LTD (FRN 939372) is an AR of M&G ADVICE PARTNERS LIMITED (FRN 584256). When you use VEITCH FINANCIAL PLANNING's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from VEITCH FINANCIAL PLANNING, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mandgwealth.com first appeared online, and whether it can receive email
  • What kind of line 07980 957249 is
  • Who else gives the postcode FY1 3PA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through M&g Advice Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Confirmation statement is overdue at Companies House.
Company number
12980876
Company status
Active
Company type
Private limited company
Incorporated
28 October 2020 (5 years old)
Registered office
213 Church Street, Blackpool, FY1 3PA, England
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Michelle Eileen Veitch Director Jun 1979 28 Oct 2020 None
Paul Andrew Veitch Secretary Not published 28 Oct 2020 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 October 2025Small company accountsNot audited

Net assets

£21.0k

−29% from £29.6k

Cash at bank

£30.5k

−19% from £37.6k

Employees (average)

1

−50% from 2

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12980876. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Veitch Financial Planning’s history from the FCA register and Companies House, newest first.

2020

25 November 2020

  • Became an appointed representative

FCA register

28 October 2020

  • Incorporated at Companies House
  • Michelle Eileen Veitch took control (75–100% of shares)
  • Michelle Eileen Veitch appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Veitch Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Blackpool

Andrew VarleyBlackpoolAppointed representativeAspiration Financial Management LtdBlackpoolAppointed representativeDawn SheedyBlackpoolAppointed representativeHanley & Co. LimitedBlackpoolAppointed representativeJoanne M Laffin Financial Planning LtdBlackpoolAppointed representativeR & H Financial Planning LimitedBlackpoolAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Veitch Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is Veitch Financial Planning Ltd FCA authorised?
Veitch Financial Planning Ltd (FRN 939372) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Veitch Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Veitch Financial Planning Ltd (FRN 939372) is an AR of M&G ADVICE PARTNERS LIMITED (FRN 584256). When you use Veitch Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Veitch Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Veitch Financial Planning’s phone number and website?
The FCA register lists the phone number 07980 957249 and the website mandgwealth.com/veitchfinancialplanning for Veitch Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Veitch Financial Planning a scam or clone?
Veitch Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Veitch Financial Planning?
Protection works through M&g Advice Partners Limited, the principal firm responsible for Veitch Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Veitch Financial Planning?
Companies House lists one person with significant control of Veitch Financial Planning: Mrs Michelle Eileen Veitch (75–100% of shares).
Who runs Veitch Financial Planning?
Companies House lists one director of Veitch Financial Planning: Michelle Eileen Veitch.
How long has Veitch Financial Planning been in business?
The company was formed on 28 October 2020.
What do Veitch Financial Planning’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £21.0k (−29% from £29.6k) and cash at bank of £30.5k (−19% from £37.6k).

Sources and links

The full report on Veitch Financial Planning Ltd

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