Veratinum Financial Ltd

Reference number: 479193

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Advance Mortgage Funding Limited Reference number: 305008 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Veratinum Financial Ltd (FRN 479193) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Veratinum Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Veratinum Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07725 955024

  • Address

    76 Victoria Avenue, Grappenhall, Warrington, Cheshire, WA4 2PE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07725 955024 is
  • Who else gives the postcode WA4 2PE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Greenlink Financial Ltd Former name
  • Voss Financial Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06380239
Company status
Active
Company type
Private limited company
Incorporated
24 September 2007 (19 years old)
Registered office
1st Floor, 264 Manchester Road, Warrington, Cheshire, WA1 3RB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Timothy Garnett Brown Director Jan 1972 24 Sep 2007 None
Timothy Garnett Brown Secretary Not published 24 Sep 2007 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£101

Down £15 from £116

Cash at bank

£4,005

Up £3,778 from £227

Employees (average)

1

Same as 1

Owed within a year

£6,787

+65% from £4,115

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06380239. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Veratinum Financial’s history from the FCA register and Companies House, newest first.

Key events (4) All events (11)

2016

24 September 2016

  • Timothy Garnett Brown took control (75–100% of shares)

Companies House

2011

26 September 2011

  • Changed its registered name from "Greenlink Financial Ltd"

FCA register

2008

18 February 2008

  • Became an appointed representative

FCA register

2007

24 September 2007

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms like Veratinum Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Warrington

Bascom Financial Services LimitedWarringtonAppointed representativeBay Tree Finance LtdWarringtonAppointed representativeDriven Asset Finance LimitedWarringtonAppointed representativeEvolve Commercial Finance LimitedWarringtonAppointed representativeHarrison Barlow Mortgages LimitedWarringtonAppointed representativeMaine Financial LLPWarringtonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Veratinum Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Veratinum Financial Ltd FCA authorised?
Veratinum Financial Ltd (FRN 479193) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Veratinum Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Veratinum Financial Ltd (FRN 479193) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Veratinum Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Veratinum Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Veratinum Financial’s phone number?
The FCA register lists the phone number 07725 955024 for Veratinum Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Veratinum Financial a scam or clone?
Veratinum Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Veratinum Financial?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for Veratinum Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Veratinum Financial?
Companies House lists one person with significant control of Veratinum Financial: Mr Timothy Garnett Brown (75–100% of shares).
Who runs Veratinum Financial?
Companies House lists one director of Veratinum Financial: Timothy Garnett Brown.
How long has Veratinum Financial been in business?
The company was formed on 24 September 2007.
What do Veratinum Financial’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £101 (down £15 from £116) and cash at bank of £4,005 (up £3,778 from £227).
Does Veratinum Financial use any other names?
It has previously used 2 other names: Greenlink Financial Ltd and Voss Financial.

Sources and links

The full report on Veratinum Financial Ltd

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