Verinder & Associates Wealth Management Ltd
Reference number: 479345
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 18 years
- Protected through the principal
- No FCA actions
- Active company since 2008
- Accounts filed up to 31 March 2025
- 1 thing worth a closer look in the background checks
Responsible principal firm
St. James's Place Wealth Management Plc Reference number: 195351 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Verinder & Associates Wealth Management Ltd (FRN 479345) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Verinder & Associates Wealth Management's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Verinder & Associates Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
First Floor, Cropton House, Three Tuns Lane, Formby, Liverpool, Merseyside, L37 4AQ, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When partnership.sjp.co.uk first appeared online, and whether it can receive email
- What kind of line 0151 949 0065 is
- Who else gives the postcode L37 4AQ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- VERINDER & ASSOCIATES WEALTH MANAGEMENT LIMITED
- Company number
- 06495522 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 February 2008 (18 years old)
- Registered office
- Cropton House, Three Tuns Lane, Formby, Merseyside, L37 4AQ, England
- Nature of business
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- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Ross Kenneth Verinder | Director | Mar 1978 | 6 Feb 2008 | 7 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 4
- still active
- 3
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Net assets
£1,267
+6.6% from £1,189
Cash at bank
£212
Same as £212
Employees (average)
2
Same as 2
Owed within a year
£121k
−7.6% from £131k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 06495522. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Verinder & Associates Wealth Management’s history from the FCA register and Companies House, newest first.
2017
13 March 2017
- Alan Lovell Verinder stopped being a part-owner
- Carol Ann Verinder stopped being a part-owner
Companies House
2016
30 June 2016
- Alan Lovell Verinder became a part-owner (25–50% of shares)
- Carol Ann Verinder became a part-owner (25–50% of shares)
- Ross Kenneth Verinder took control (75–100% of shares)
Companies House
2008
21 February 2008
- Became an appointed representative
FCA register
6 February 2008
- Incorporated at Companies House
- Ross Kenneth Verinder appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like Verinder & Associates Wealth Management
Other firms of the same type (financial adviser), nearest first.
In Liverpool
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Verinder & Associates Wealth Management
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
- All 8 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk