Veritas Financial Planning Ltd

Reference number: 681866

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

TenetLime Limited Reference number: 311266 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Veritas Financial Planning Ltd (FRN 681866) is an AR of TenetLime Limited (FRN 311266). When you use Veritas Financial Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Veritas Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07973 195580

  • Address

    Office 6 Enterprise Centre, Depot Road, Aberdare, Rhondda Cynon Taff, CF44 8DL, United Kingdom

In the full report: 2 background checks

  • What kind of line 07973 195580 is
  • Who else gives the postcode CF44 8DL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Veritas Financial Planning Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through TenetLime Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
VERITAS FINANCIAL PLANNING LIMITED
Company number
09420421
Company status
Active
Company type
Private limited company
Incorporated
3 February 2015 (11 years old)
Registered office
Office 6 Enterprise Centre, Depot Road, Aberdare, CF44 8DL, Wales
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Caroline Williams Director Jul 1966 3 Feb 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 28 February 2026Small company accountsNot audited

Net assets

£31.5k

−5.5% from £33.4k

Cash at bank

£42.2k

−13% from £48.5k

Employees (average)

2

Same as 2

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09420421. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Veritas Financial Planning’s history from the FCA register and Companies House, newest first.

2023

13 November 2023

  • Changed its registered name from "Veritas Financial Planning Limited"
  • Changed its registered name from "Veritas Financial Planning Ltd"

FCA register

2016

6 April 2016

  • Caroline Williams took control (75–100% of shares)

Companies House

2015

2 April 2015

  • Became an appointed representative

FCA register

3 February 2015

  • Incorporated at Companies House
  • Caroline Williams appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Veritas Financial Planning

Other firms of the same type (insurance broker), nearest first.

In Aberdare

Stephen BranchAberdareAppointed representativeHappy Paws Veterinary Clinic LimitedAberdareAppointed representativeGeraint Hill (Car Sales) South Wales LimitedAberdareAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Veritas Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Veritas Financial Planning Ltd FCA authorised?
Veritas Financial Planning Ltd (FRN 681866) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Veritas Financial Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Veritas Financial Planning Ltd (FRN 681866) is an AR of TenetLime Limited (FRN 311266). When you use Veritas Financial Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Veritas Financial Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Veritas Financial Planning’s phone number?
The FCA register lists the phone number 07973 195580 for Veritas Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Veritas Financial Planning a scam or clone?
Veritas Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Veritas Financial Planning?
Protection works through TenetLime Limited, the principal firm responsible for Veritas Financial Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Veritas Financial Planning?
Companies House lists one person with significant control of Veritas Financial Planning: Mrs Caroline Williams (75–100% of shares).
Who runs Veritas Financial Planning?
Companies House lists one director of Veritas Financial Planning: Caroline Williams.
How long has Veritas Financial Planning been in business?
The company was formed on 3 February 2015.
What do Veritas Financial Planning’s latest accounts show?
Its latest accounts, to 28 February 2026, show net assets of £31.5k (−5.5% from £33.4k) and cash at bank of £42.2k (−13% from £48.5k).
Does Veritas Financial Planning use any other names?
It has previously used the name Veritas Financial Planning Limited.

Sources and links

The full report on Veritas Financial Planning Ltd

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