Verity Pensions Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 10 years
Your funds are protected by FSCS
No FCA actions
Active company since 2012
Accounts filed up to 30 November 2025
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

verityfinancial.co.uk (opens in a new tab)
Phone number

028 7938 6624
Address

22 William Street, Bellaghy, Magherafelt, County Londonderry, BT45 8HZ, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When verityfinancial.co.uk first appeared online, and whether it can receive email
What kind of line 028 7938 6624 is
Who else gives the postcode BT45 8HZ

Other names (1)

If you were contacted under any of these names, it is this firm.

Verity Financial Trading name: A name it trades under now.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (8 permissions)

Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on Pension Transfers and Pension Opt Outs
Arranging (bringing about) deals in investments
Credit Broking
Debt-counselling
Making arrangements with a view to transactions in investments
Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: NI612032 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 2 April 2012 (14 years old)
Registered office: 22 William Street, Bellaghy, Magherafelt, BT45 8HZ, Northern Ireland
Nature of business: Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
John Joseph Muldoon	Director	Oct 1964	2 Sep 2014	5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 5
closed down: 3
is FCA-registered: 1

In the full report: all 5 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
All 2 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 November 2025Micro-entity accountsNot audited

Net assets

£53.2k

+36% from £39.2k

Employees (average)

3

Same as 3

Owed within a year

£62.9k

−14% from £73.5k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI612032. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Verity Pensions’s history from the FCA register and Companies House, newest first.

Key events (4) All events (11)

2016

1 July 2016

John Joseph Muldoon took control (75–100% of shares)

Companies House

2015

21 December 2015

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2012

2 April 2012

Incorporated at Companies House

Companies House

In the full report: all 11 events

All 11 events in its history (4 shown here)
Every director appointment and resignation: 3

Firms connected to Verity Pensions

Other FCA-listed firms that share a director, phone number or address with Verity Pensions. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share its postcode: 1
past link: 1

In the full report: the connected firm, named

How it is linked: the same postcode (1)
Who links it to this firm: the named directors, with dates
1 past link through former directors

Firms like Verity Pensions

Other firms of the same type (financial adviser), nearest first.

In Magherafelt

Devine Wealth ManagementMagherafeltAppointed representative MBFS Financial LtdMagherafeltAppointed representative

In the Belfast (BT) postcode area

A.B.M. ConsultancyCraigavonAuthorised AKFP LtdLisburnAuthorised Alan Reid Financial Services (Ni) LimitedDromoreAuthorised Andrew Clements Partnership LtdBelfastAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Verity Pensions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

5 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
6 years of accounts, charted
All 11 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Verity Pensions Limited FCA authorised?

Yes, Verity Pensions Limited (FRN 713714) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since December 2015 and works as a financial adviser. The FCA has placed no limits on its permissions.

What is Verity Pensions’ phone number and website?

The FCA register lists the phone number 028 7938 6624 and the website verityfinancial.co.uk for Verity Pensions. If you were given different contact details, use these to check with the firm before going any further.

Is Verity Pensions a scam or clone?

Verity Pensions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Verity Pensions?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Verity Pensions to the Financial Ombudsman Service, free of charge.

Who owns Verity Pensions?

Companies House lists one person with significant control of Verity Pensions: Mr John Joseph Muldoon (75–100% of shares).

Who runs Verity Pensions?

Companies House lists one director of Verity Pensions: John Joseph Muldoon.

How long has Verity Pensions been in business?

The company was formed on 2 April 2012, and has held its current FCA authorisation since December 2015.

What do Verity Pensions’ latest accounts show?

Its latest accounts, to 30 November 2025, show net assets of £53.2k (+36% from £39.2k).

Does Verity Pensions use any other names?

It trades as Verity Financial.