Verma Estates Limited

Reference number: 491005

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

John Russell Insurance Services Limited Reference number: 305779 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Verma Estates Limited (FRN 491005) introduces customers to John Russell Insurance Services Limited (FRN 305779). Any regulated advice or arranging is done by the principal, not Verma Estates.
  • Example: if Verma Estates refers you to a financial adviser, the advice should come from the principal firm, not from Verma Estates itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01922 625946

  • Address

    248 Wednesbury Road, Walsall, West Midlands, WS2 9QN, United Kingdom

In the full report: 2 background checks

  • What kind of line 01922 625946 is
  • Who else gives the postcode WS2 9QN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Shazia Begum Former name
  • Verma Estates Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through John Russell Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Verma Estates’s history from the FCA register and Companies House, newest first.

2022

25 October 2022

  • Changed its registered name from "Shazia Begum"

FCA register

2014

28 August 2014

  • Changed its registered name from "Verma Estates"
  • Began trading as "Verma Estates"

FCA register

2008

4 November 2008

  • Became an introducer appointed representative

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Verma Estates

Other FCA-listed firms that share a director, phone number or address with Verma Estates. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Verma Estates

Other firms of the same type (insurance broker), nearest first.

In Walsall

Homeserve Membership LimitedWalsallAuthorisedA K P Insurance ServicesWalsallAuthorisedCampbells Insurance Consultants LimitedWalsallAuthorisedKingshill Solutions LimitedWalsallAuthorisedRaw London Markets LimitedWalsallAuthorisedRaw Material Cover LtdWalsallAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Verma Estates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Verma Estates Limited FCA authorised?
Verma Estates Limited (FRN 491005) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Verma Estates?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Verma Estates Limited (FRN 491005) introduces customers to John Russell Insurance Services Limited (FRN 305779). Any regulated advice or arranging is done by the principal, not Verma Estates. Example: if Verma Estates refers you to a financial adviser, the advice should come from the principal firm, not from Verma Estates itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Verma Estates’ phone number?
The FCA register lists the phone number 01922 625946 for Verma Estates. If you were given different contact details, use these to check with the firm before going any further.
Is Verma Estates a scam or clone?
Verma Estates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Verma Estates?
Protection works through John Russell Insurance Services Limited, the principal firm responsible for Verma Estates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Verma Estates use any other names?
It has previously used 2 other names: Shazia Begum and Verma Estates.

Sources and links

The full report on Verma Estates Limited

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