Versed Financial Limited

Reference number: 1018986

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Versed Financial Limited (FRN 1018986) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Versed Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Versed Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07796 456580

  • Address

    39 North Street, Chichester, West Sussex, PO19 1LX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07796 456580 is
  • Who else gives the postcode PO19 1LX
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 July 2024 (2 years old)
Registered office
39 North Street, Chichester, PO19 1LX, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Kim Rhea Balasubramanium Director Jun 1979 23 Jul 2024 None
Katrina Sutherland Horstead Director Mar 1979 23 Jul 2024 3 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
still active
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 31 July 2025Small company accountsNot audited

Total equity

£2

No earlier figure to compare

Cash at bank

£1,901

No earlier figure to compare

Employees (average)

0

No earlier figure to compare

Owed within a year

£1,899

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15852856. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Versed Financial’s history from the FCA register and Companies House, newest first.

2024

23 September 2024

  • Became an appointed representative

FCA register

23 July 2024

  • Incorporated at Companies House
  • Katrina Sutherland Horstead became a part-owner (25–50% of shares)
  • Kim Rhea Balasubramaniam became a part-owner (25–50% of shares)
  • Katrina Sutherland Horstead appointed as a director
  • Kim Rhea Balasubramanium appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Versed Financial

Other firms of the same type (financial adviser), nearest first.

In Chichester

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Versed Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 6 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Versed Financial Limited FCA authorised?
Versed Financial Limited (FRN 1018986) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Versed Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Versed Financial Limited (FRN 1018986) is an AR of Rosemount Financial Solutions (IFA) Limited (FRN 535515). When you use Versed Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Versed Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Versed Financial’s phone number?
The FCA register lists the phone number 07796 456580 for Versed Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Versed Financial a scam or clone?
Versed Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Versed Financial?
Protection works through Rosemount Financial Solutions (IFA) Limited, the principal firm responsible for Versed Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Versed Financial?
Companies House lists 2 people with significant control of Versed Financial: Mrs Katrina Sutherland Horstead (25–50% of shares) and Kim Rhea Balasubramaniam (25–50% of shares).
Who runs Versed Financial?
Companies House lists 2 directors of Versed Financial: Kim Rhea Balasubramanium and Katrina Sutherland Horstead.
How long has Versed Financial been in business?
The company was formed on 23 July 2024.
What do Versed Financial’s latest accounts show?
Its latest accounts, to 31 July 2025, show total equity of £2 (no earlier figure to compare) and cash at bank of £1,901 (no earlier figure to compare).

Sources and links

The full report on Versed Financial Limited

£19.99 · Instant PDF download

Loading secure checkout…