Verum Financial LLP

Reference number: 915016

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Best Practice IFA Group Limited Reference number: 223112 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Verum Financial LLP (FRN 915016) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Verum Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Verum Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When verumfinancial.co.uk first appeared online, and whether it can receive email
  • What kind of line 01227 949044 is
  • Who else gives the postcode CT3 1TX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Best Practice IFA Group Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
OC429082
Company status
Active
Company type
Limited liability partnership
Incorporated
2 October 2019 (7 years old)
Registered office
Broadlands Business Campus, Langhurst Wood Road, Horsham, West Sussex, RH12 4QP, United Kingdom

Directors and company secretaries

Name Role Born Appointed Other companies
CREATIVE TECHNOLOGIES LTD Corporate LLP designated member Not published 9 Dec 2025 None
BENCHMARK FINANCIAL PLANNING LIMITED Corporate LLP designated member Not published 9 Dec 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
  • All 12 people who have been directors, with their dates
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Filed accounts and finances

8 months to 30 November 2025Small company accountsNot audited

Net assets

£268k

−29% from £376k

Cash at bank

£152k

−39% from £249k

Employees (average)

7

Same as 7

Owed within a year

£90.2k

+225% from £27.7k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company OC429082. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Verum Financial’s history from the FCA register and Companies House, newest first.

Key events (8) All events (24)

2025

9 December 2025

  • Board replaced: all 10 directors left and 2 new directors took over
  • Benchmark Financial Planning Limited gained significant control

Companies House

2021

1 July 2021

  • Lee Giles stopped being a part-owner
  • Verum Financial Partners Ltd stopped being a part-owner

Companies House

2019

11 October 2019

  • Became an appointed representative

FCA register

2 October 2019

  • Incorporated at Companies House
  • Lee Giles became a part-owner (25–50% of shares)
  • Verum Financial Partners Ltd became a part-owner (25–50% of shares)

Companies House

In the full report: all 24 events

  • All 24 events in its history (8 shown here)
  • Every director appointment and resignation: 16
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Firms like Verum Financial

Other firms of the same type (financial adviser), nearest first.

In the Canterbury (CT) postcode area

Aggi Christou Mortgages LtdMargateAppointed representativeAlan O'FarrellFolkestoneAppointed representativeArchgate Wealth LtdCanterburyAppointed representativeAustin Lakin Clark LtdMargateAppointed representativeBainbridge Financial Planning LimitedCanterburyAppointed representativeBarry VickersMargateAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Verum Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 24 events in its history

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Frequently asked questions about this firm

Is Verum Financial LLP FCA authorised?
Verum Financial LLP (FRN 915016) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Verum Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Verum Financial LLP (FRN 915016) is an AR of Best Practice IFA Group Limited (FRN 223112). When you use Verum Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Verum Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Verum Financial’s phone number and website?
The FCA register lists the phone number 01227 949044 and the website verumfinancial.co.uk for Verum Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Verum Financial a scam or clone?
Verum Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Verum Financial?
Protection works through Best Practice IFA Group Limited, the principal firm responsible for Verum Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Verum Financial?
Companies House lists one person with significant control of Verum Financial: Benchmark Financial Planning Limited (significant influence or control). Before that, it was controlled by Verum Financial Partners Ltd and Mr Lee Giles.
Who runs Verum Financial?
Companies House lists 2 directors of Verum Financial: Creative Technologies Ltd and Benchmark Financial Planning Limited.
How long has Verum Financial been in business?
The company was formed on 2 October 2019.
What do Verum Financial’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £268k (−29% from £376k) and cash at bank of £152k (−39% from £249k).

Sources and links

The full report on Verum Financial LLP

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