Verus Financial Planning Limited

Reference number: 525771

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When verusfp.co.uk first appeared online, and whether it can receive email
  • What kind of line 01382 223455 is
  • Who else gives the postcode DD1 1HN
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Other names (4)

If you were contacted under any of these names, it is this firm.

  • True Financial Planning Trading name
  • True Wealth Trading name
  • Verus Wealth Chartered Financial Planners Trading name
  • Verus Chartered Financial Planners Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC281976
Company status
Active
Company type
Private limited company
Incorporated
21 March 2005 (21 years old)
Registered office
Chapelshade House, 78-84 Bell Street, Dundee, DD1 1HN
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Hannah Lena Christina Gauld Director Apr 1995 5 Jan 2026 None
Linsey Congdon Director Jan 1982 5 Jan 2026 None
Alistair Lauchlan Director Aug 1973 5 Jan 2026 4 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
closed down
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2025Full accountsNot audited

Net assets

£369k

+89% from £196k

Cash at bank

£487k

+64% from £297k

Owed within a year

£175k

+1.9% from £172k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC281976. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Verus Financial Planning’s history from the FCA register and Companies House, newest first.

Key events (12) All events (29)

2026

5 January 2026

  • Board replaced: its only director left and 3 new directors took over

Companies House

2020

11 February 2020

  • Paul McLauchlan Lothian stopped being a part-owner
  • Pickybiz Holdings Limited took control (75–100% of shares)
  • Victoria Suzanne Lothian stopped being a part-owner

Companies House

2019

31 January 2019

  • Paul Charles Crichton stopped being a part-owner
  • Victoria Suzanne Lothian became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Paul Charles Crichton became a part-owner (25–50% of shares)
  • Paul McLauchlan Lothian became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2010

1 October 2010

  • Became authorised by the FCA

FCA register

3 June 2010

  • Regulated by the Financial Services Authority from this date

FCA register

2005

21 March 2005

  • Incorporated at Companies House

Companies House

In the full report: all 29 events

  • All 29 events in its history (12 shown here)
  • Every director appointment and resignation: 9
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Firms like Verus Financial Planning

Other firms of the same type (financial adviser), nearest first.

In Dundee

Henderson Loggie Financial Planning LimitedDundeeAuthorisedImpartial Financial Solutions Dundee LLPDundeeAuthorisedJohn TimoneyDundeeAuthorisedMGA Financial Management LimitedDundeeAuthorisedTayside Investments Ltd.DundeeAuthorisedThorntons Wealth Management LimitedDundeeAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Verus Financial Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 29 events in its history

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Frequently asked questions about this firm

Is Verus Financial Planning Limited FCA authorised?
Yes, Verus Financial Planning Limited (FRN 525771) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2010 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Verus Financial Planning’s phone number and website?
The FCA register lists the phone number 01382 223455 and the website verusfp.co.uk for Verus Financial Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Verus Financial Planning a scam or clone?
Verus Financial Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Verus Financial Planning?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Verus Financial Planning to the Financial Ombudsman Service, free of charge.
Who owns Verus Financial Planning?
Verus Financial Planning is owned by Pickybiz Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 11 February 2020. Before that, it was controlled by Mr Paul Charles Crichton, Mrs Victoria Suzanne Lothian and Mr Paul McLauchlan Lothian.
Who runs Verus Financial Planning?
Companies House lists 3 directors of Verus Financial Planning: Hannah Lena Christina Gauld, Linsey Congdon and Alistair Lauchlan.
How long has Verus Financial Planning been in business?
The company was formed on 21 March 2005, and has held its current FCA authorisation since October 2010.
What do Verus Financial Planning’s latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £369k (+89% from £196k) and cash at bank of £487k (+64% from £297k).
Does Verus Financial Planning use any other names?
It trades as True Financial Planning, True Wealth and Verus Wealth Chartered Financial Planners. It has previously used the name Verus Chartered Financial Planners.

Sources and links

The full report on Verus Financial Planning Limited

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